This home is in Jacksonville.
Active·9 days on market
3716 Cambay Place
Jacksonville, FL 32210
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome to 3716 Cambay Place, a Cedar Hills block home offering 3 bedrooms, 1.5 baths and 1,345 square feet of living space on a spacious 0.22-acre lot. The home features a newer roof replaced in 2024 , Plumbing repipe in 2020 and an HVAC system installed in 2018. The single-story layout provides a practical floor plan with comfortable living spaces and plenty of opportunity to make the home your own. The established yard offers mature trees and landscaping, while the additional screened porch and storage areas provide useful extra space. Conveniently located in the Cedar Hills area with easy access to shopping, dining, major roadways and surrounding Jacksonville amenities. A solid opportunity for a buyer looking for an established home with important major components already updated and room to add their own personal touches.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2024 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,636 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,641/yr
Estimated taxes if purchased at asking price: ~$3,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 1, 2026Listed$199,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $148/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3806 Cambay Place, Jacksonville, FL 32210Listed by DOORVINE REALTY LLC | Oct 2026 | $215,000 | $166 | 4/2 | 1,298 | 13 | 0.1 |
| 2337 Betsy Drive, Jacksonville, FL 32210Listed by BEYCOME OF FLORIDA LLC | Oct 2026 | $210,000 | $165 | 3/2 | 1,272 | 50 | 0.5 |
| 2449 Lane Avenue S, Jacksonville, FL 32210Listed by UP REAL ESTATE | Sep 2026 | $205,000 | $137 | 3/2 | 1,491 | 7 | 0.7 |
| 2130 Hugh Edwards Drive, Jacksonville, FL 32210Listed by WHOLESALE REALTY LLC | Sep 2026 | $113,000 | $88 | 3/1.5 | 1,288 | 0 | 0.7 |
| 6445 Tiny Tim Lane, Jacksonville, FL 32210Listed by WHOLESALE REALTY LLC | Sep 2026 | $168,000 | $100 | 3/2 | 1,685 | 0 | 0.9 |
| 6215 Randia Drive, Jacksonville, FL 32210Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $235,000 | $175 | 4/2 | 1,341 | 10 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Cedar Hills
Pending4034 Tyndale DriveJacksonville, FL 32210
4 bd · 2 ba · 1,180 sq ft
$198,500Est. $1,057/moDiscover the perfect blend of charm and modern convenience. Thoughtfully updated with a new roof (2022), new electrical…
Listing Office: la rosa realty north florida, llc.
For Sale4726 Lane Avenue SJacksonville, FL 32210
3 bd · 2 ba · 1,075 sq ft
$199,900Est. $1,064/moWelcome to this 3-bedroom, 2-bathroom home located in the Cedar Hills neighborhood. This home features a classic…
Listing Office: entera realty llc
For Sale3802 Rendale Drive NJacksonville, FL 32210
4 bd · 2 ba · 1,414 sq ft
$200,000Est. $1,064/moStep inside a true Mid-Century Modern Jacksonville home. Originally built as the model home, this distinctive…
Listing Office: re/max specialists
For Sale3740 Ballejo Court WJacksonville, FL 32210
3 bd · 2 ba · 1,416 sq ft
$200,000Est. $1,064/mo3740 Ballejo Ct W is a one-story Jacksonville home with a single-level layout and a mix of tile and wood-look flooring.…
Listing Office: opendoor brokerage, llc.
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines