This home is in Jacksonville.
Sold·Closed Sep 16, 2026·0 days on market·Recent sales in Jacksonville
6445 Tiny Tim Lane
Jacksonville, FL 32210
About this home
Jacksonville
WELL MAINTAINED & CLEAN FIXER-UPPER! Diamond in the rough, this gorgeous 3/2 concrete block and brick home boasts a corner lot with great curb appeal. Covered double carport parking and covered entry leads into a well loved traditional living space. Open dining/living combo split by breakfast bar allowing for separation without closing off the space. Kitchen offers ample cabinet and counters with a functional design. Master suite with private bath. Two additional guest bedrooms with hall bath. In-unit laundry. Carport storage room under air for workshop space or on-site climate controlled storage. HVAC replaced 2023, roof replaced 2012. Large yard.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — 2012 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,709 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $977/yr
Estimated taxes if purchased at asking price: ~$3,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 17, 2026Closed$185,900
- Aug 22, 2026Active Under Contract$185,900
- Aug 21, 2026Active$185,900
- Aug 19, 2026Listed$185,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $147/sq ft; this home is listed at $110/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2130 Hugh Edwards Drive, Jacksonville, FL 32210Listed by WHOLESALE REALTY LLC | Sep 2026 | $113,000 | $88 | 3/1.5 | 1,288 | 0 | 0.2 |
| 2337 Betsy Drive, Jacksonville, FL 32210Listed by BEYCOME OF FLORIDA LLC | Oct 2026 | $210,000 | $165 | 3/2 | 1,272 | 50 | 0.4 |
| 1806 Memory Lane, Jacksonville, FL 32210Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $330,000 | $177 | 3/2 | 1,869 | 10 | 0.4 |
| 5834 Hyde Grove Avenue, Jacksonville, FL 32210Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $250,000 | $127 | 3/1 | 1,961 | 27 | 0.4 |
| 2449 Lane Avenue S, Jacksonville, FL 32210Listed by UP REAL ESTATE | Sep 2026 | $205,000 | $137 | 3/2 | 1,491 | 7 | 0.6 |
| 7018 Bonnie Brae Lane, Jacksonville, FL 32210Listed by FORWARD REAL ESTATE INVESTMENT GROUP LLC | Oct 2026 | $254,000 | $147 | 3/2 | 1,730 | 14 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WHOLESALE REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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