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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 24, 2026·7 days on market·Recent sales in Jacksonville

2449 Lane Avenue S

Jacksonville, FL 32210

$205,000sold priceListed at $210,000 · 97.6% of asking$137/sqftMLS# 2160058
3
Beds
2
Baths
1,491
Sq Ft
1960
Built
—
Garage
No
Pool
FEMA Zone XNo HOA7,405 sqft lotSingle Family Residence1 story

About this home

Jacksonville

3-bedroom, 2-bath single-family home offering a flexible floor plan and plenty of possibilities! The primary suite has been converted into a completely private in-law suite with its own kitchenette, bathroom and mini-split A/C, offering great flexibility for extended family, guests or additional privacy. Generous parking and a convenient Lane Avenue location with easy access to shopping, dining, major roadways and more. A great opportunity with a versatile layout!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,136
Property taxesest. at asking price, Duval County$335
Estimated total, before insurance$1,470/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,185/yr · $265/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$205,000
$41,000
Loan Term
Monthly Payment
$1,136
Principal & Interest: $1,136
Property taxes (est.): $335
Insurance (est.): $137
Estimated Total Monthly
$1,607
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified — year not disclosed (home built 1960)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,463 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,185/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 27, 2026Closed$210,000
  • Sep 11, 2026Pending$210,000
  • Aug 21, 2026Active Under Contract$210,000
  • Aug 13, 2026Listed$210,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $141/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2337 Betsy Drive, Jacksonville, FL 32210Listed by BEYCOME OF FLORIDA LLCOct 2026$210,000$1653/21,272500.3
2130 Hugh Edwards Drive, Jacksonville, FL 32210Listed by WHOLESALE REALTY LLCSep 2026$113,000$883/1.51,28800.4
3806 Cambay Place, Jacksonville, FL 32210Listed by DOORVINE REALTY LLCOct 2026$215,000$1664/21,298130.7
7242 Luke Street, Jacksonville, FL 32210Listed by TRINITY REAL ESTATE III LLCSep 2026$275,000$1594/21,731130.7
7018 Bonnie Brae Lane, Jacksonville, FL 32210Listed by FORWARD REAL ESTATE INVESTMENT GROUP LLCOct 2026$254,000$1473/21,730140.8
1806 Memory Lane, Jacksonville, FL 32210Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$330,000$1773/21,869100.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$210,000
Price / Sq Ft$141
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,491
Acres0.17 acres
Year Built1960
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address2449 Lane Avenue S, Jacksonville, FL 32210
Area053-Hyde Grove Area
SubdivisionCedar Hills Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size7,405.2 sq ft
Parcel Number0183930000
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected
Water SourcePublic
ParkingOther

Interior

AppliancesDryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Additional Information

Date ListedAugust 13, 2026
Days on Market7
Tax Amount$3,184.58
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UP REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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