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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jul 31, 2026·95 days on market

2963 Backwoods Drive

Middleburg, FL 32068

$345,000sold priceListed at $353,900 · 97.5% of asking$174/sqftMLS# 2134248
4
Beds
2
Baths
1,978
Sq Ft
2016
Built
—
Garage
No
Pool
No HOA4.10 acresManufactured Home1 story

About this home

Middleburg

Escape the hustle and enjoy peaceful country living on 4.1 beautiful acres in Middleburg! This 4-bedroom, 2-bath double-wide home offers plenty of space inside and out, making it perfect for those looking for room to spread out and enjoy a little privacy. Step inside to find brand-new carpet and a comfortable floor plan with ample living space for family and guests. Outside, the property offers incredible potential with plenty of open land to make your own. For those looking to live a more self-sufficient lifestyle, the property includes a chicken coop and even features an additional artesian well already pre-dug, offering extra possibilities for irrigation, gardening, or future use. A covered carport provides convenient parking and protection from the elements. With over 4 acres of land, there's room for animals, gardening, outdoor activities, or simply enjoying the quiet surroundings while still being within reach of shopping, dining, and everyday conveniences

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,911
Property taxesest. at asking price, Clay County$529
Estimated total, before insurance$2,440/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,265/yr · $105/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$345,000
$69,000
Loan Term
Monthly Payment
$1,911
Principal & Interest: $1,911
Property taxes (est.): $529
Insurance (est.): $230
Estimated Total Monthly
$2,670
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,655 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$289,970$48,900—
2024$206,850$46,815—
2023$188,453$43,996—
2022$141,229$41,259—
2021$112,380$38,601—
2020$99,144$37,378—

2025 property taxes (current owner): $1,265/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 7, 2026Closed$353,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $218/sq ft; this home is listed at $179/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4881 Chickpea Street, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLCJun 2026$373,000$2303/21,621260.6
4835 Timothy Street, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATEJul 2026$142,000$954/21,50000.7
4922 Barley Street, Middleburg, FL 32068Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYMay 2026$425,900$2823/21,511470.7
2489 Cosmos Avenue, Middleburg, FL 32068Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$275,000$1214/22,280170.8
5147 Chicory Circle, Middleburg, FL 32068Listed by ONE REALTY CORPJun 2026$329,000$2183/21,512710.8
2535 Sunflower Avenue, Middleburg, FL 32068Listed by REAL BROKER LLCMay 2026$377,900$2064/21,835890.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$353,900
Price / Sq Ft$179
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,978
Total Structure Area1,980 sq ft
Acres4.10 acres
Year Built2016
TypeResidential
Sub-TypeManufactured Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address2963 Backwoods Drive, Middleburg, FL 32068
Area145-middleburg-SW
SubdivisionMiddleburg
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size178,596 sq ft
Parcel Number29052400671400000

Amenities

UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Carport, Detached, Detached Carport, Off Street, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesKitchen Island, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionWooded
Patio / PorchCovered, Deck, Front Porch, Porch, Rear Porch
RoofShingle
ConstructionVinyl Siding
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedMay 17, 2026
Days on Market95
Tax Amount$1,265.16
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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