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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·20 days on market

94 Machelle Drive

Jacksonville, FL 32220

$275,000$146/sqftEst. $1,523/moMLS# 2165798
3
Beds
2
Baths
1,880
Sq Ft
1985
Built
2
Garage
No
Pool
FEMA Zone AENo HOA9.39 acresManufactured Home1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Opportunity awaits at 94 Machelle Drive! This 3-bedroom, 2-bath home offers approximately 1,880 square feet of living space and plenty of potential for an investor or buyer ready to take on a renovation project. The property features an attached 2-car garage plus a large detached garage with space for approximately 2 additional vehicles, providing excellent room for parking, storage, a workshop, or hobbies. The home is in need of updating and repairs, including new flooring throughout, interior painting, and additional improvements to bring it back to its full potential. Flooring is loose and soft in multiple areas of the home, and caution should be exercised when walking through the property. Buyers should perform their own inspections and due diligence regarding the condition and scope of repairs needed. With its generous garage space and opportunity for renovation, this property offers a chance to update and customize a home to your vision. Property is being sold ''As IS''

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,523
Property taxesest. at asking price, Duval County$449
Estimated total, before insurance$1,972/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,862/yr · $322/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$275,000
$55,000
Loan Term
Monthly Payment
$1,523
Principal & Interest: $1,523
Property taxes (est.): $449
Insurance (est.): $183
Estimated Total Monthly
$2,156
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Private Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,579 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,862/yr

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 2, 2026Active$275,000
  • Sep 28, 2026Active Under Contract$275,000
  • Sep 21, 2026Listed$275,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $151/sq ft; this home is listed at $146/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11252 Kittrell Lane, Jacksonville, FL 32220Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$210,000$1253/21,680580.3
11118 Flamingo Avenue, Jacksonville, FL 32220Listed by EXIT INSPIRED REAL ESTATESep 2026$243,000$1684/21,450180.4
166 Perry Creek Drive, Jacksonville, FL 32220Listed by CHAD AND SANDY REAL ESTATE GROUPAug 2026$320,000$1354/32,372680.5
145 Fort Milton Drive, Jacksonville, FL 32220Listed by MOMENTUM REALTYAug 2026$300,000$1513/21,985400.5
620 Martin Lakes Drive E, Jacksonville, FL 32220Listed by REMI REALTY, LLCJul 2026$332,500$1553/22,149900.7
11309 Panther Lake Court, Jacksonville, FL 32221Listed by ROUND TABLE REALTYAug 2026$351,990$1504/2.52,353800.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$275,000
Price / Sq Ft$146
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,880
Acres9.39 acres
Year Built1985
TypeResidential
Sub-TypeManufactured Home
StatusActive
# of Garages2
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address94 Machelle Drive, Jacksonville, FL 32220
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionMarietta
CityJacksonville
CountyDuval
StateFL
Zip Code32220
Lot Size409,028.4 sq ft
Parcel Number0018250020

Amenities

UtilitiesElectricity Connected
SewerPrivate Sewer
Water SourceWell
ParkingAttached, Garage

Interior

AppliancesElectric Oven, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Lot DescriptionMany Trees, Wooded

Additional Information

Date ListedSeptember 21, 2026
Days on Market11
Tax Amount$3,862.15
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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