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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·64 days on market

8103 Paschal Street

Jacksonville, FL 32220

$235,000$201/sqftEst. $1,302/moMLS# 2159042
↓ $10,000 below original list
3
Beds
2
Baths
1,168
Sq Ft
1970
Built
—
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Fall in love with this updated 3-bedroom, 2-bathroom home in the heart of Marietta. Step inside to find durable luxury vinyl plank flooring throughout the main living areas and a completely modernized kitchen perfect for any chef. The expansive primary suite serves as a private retreat, complete with 2 closets, one lagre closet secured by stylish barn doors. Spacious tile shower in primary bathroom. Need extra space? The bonus room features a dedicated window A/C unit, making it an ideal home office, playroom, or gym. Move-in ready and full of character!

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,302
Property taxesest. at asking price, Duval County$384
Estimated total, before insurance$1,685/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$235,000
$47,000
Loan Term
Monthly Payment
$1,302
Principal & Interest: $1,302
Property taxes (est.): $384
Insurance (est.): $157
Estimated Total Monthly
$1,842
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1970)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,687 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 23, 2026Price change$235,000−$10,000
  • Aug 7, 2026Listed$245,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $201/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8112 Paschal Street, Jacksonville, FL 32220Listed by RPB REALTY,INCAug 2026$249,900$2073/21,209650
8054 Paschal Street, Jacksonville, FL 32220Listed by REAL BROKER LLCSep 2026$127,500$1074/11,192100.1
8111 Hammond Boulevard, Jacksonville, FL 32220Listed by INI REALTYAug 2026$170,000$1922/188480.2
459 Greeland Avenue, Jacksonville, FL 32220Listed by RPB REALTY,INCSep 2026$219,900$1813/2.51,2171330.3
758 Estates Cove Road, Jacksonville, FL 32221Listed by MCCABE REALTY INCSep 2026$262,000$1903/21,376800.4
758 Trambley Drive E, Jacksonville, FL 32221Listed by MOMENTUM REALTYAug 2026$190,000$1723/21,10260.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$235,000
Price / Sq Ft$201
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,168
Year Built1970
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address8103 Paschal Street, Jacksonville, FL 32220
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionMarietta
CityJacksonville
CountyDuval
StateFL
Zip Code32220
Parcel Number0057740000
ZoningResidential

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourcePublic
ParkingOther

Interior

Interior FeaturesBreakfast Bar
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air, Wall/Window Unit(s)
FlooringCarpet
# of Stories1
LevelsOne

Exterior

FencingBack Yard, Chain Link, Full, Wood
RoofShingle
ConstructionBlock
Road FrontageCity Street

Additional Information

Date ListedAugust 7, 2026
Days on Market63
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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