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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$434,5003 bd · 3 ba · 2,284 sq ft

Active·52 days on market

1275 Fairway Village Drive

Fleming Island, FL 32003

$434,500$190/sqftEst. $2,369/mo mortgageMLS# 2165578
↓ $25,500 below original list
3
Beds
3
Baths
2,284
Sq Ft
2000
Built
2
Garage
No
Pool
FEMA Zone XHOA $70/mo6,534 sqft lotWaterfrontSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Fleming Island

Great water view and the HOA does ALL lawn maintenance for you. This beautiful 3-bedroom, 3 bath home ideally situated on a quiet cul-de-sac with a peaceful pond in the backyard. Home has a leaded glass front door leading into beautiful, vaulted ceilings in the living area. The primary bedroom is conveniently located downstairs, offering privacy and easy accessibility, while upstairs features a huge loft style bedroom with its own full bath- ideal for private guest suite, teenager, home office or additional living area. Home is priced to reflect cosmetic work needed. Roof is 8 years old and the A/C and water heater are 12 years old. Appliances convey.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,369
Property taxesest. at asking price, Clay County$666
HOAbilled monthly$70
Estimated total, before insurance$3,105/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,065/yr · $672/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$434,500
$86,900
Loan Term
Monthly Payment
$2,369
Principal & Interest: $2,369
Property taxes (est.): $666
Insurance (est.): $290
Estimated Total Monthly
$3,324
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,065/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 20, 2026Price change$434,500−$15,500
  • Oct 5, 2026Price change$450,000−$10,000
  • Sep 19, 2026Listed$460,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $190/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1271 Fairway Village Drive, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLCOct 2026$440,000$2003/32,19560
1832 Chatham Village Drive, Fleming Island, FL 32003Listed by CAMELLIA REAL ESTATE LLCSep 2026$459,900$1843/32,5001350.2
2325 Links Drive, Fleming Island, FL 32003Listed by WATSON REALTY CORPSep 2026$565,000$2404/32,359160.4
2268 Links Drive, Fleming Island, FL 32003Listed by INSPIRED REALTY LLCAug 2026$564,000$2394/32,35900.4
2277 Eagle Perch Place, Fleming Island, FL 32003Listed by COLDWELL BANKER PREMIER PROPERTIESOct 2026$440,000$2373/21,859230.6
1516 Greenway Place, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$399,000$2084/21,916230.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$434,500
Price / Sq Ft$190
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,284
Total Structure Area2,898 sq ft
Acres0.15 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryThunderbolt
MiddleGreen Cove Springs

Community Information

Address1275 Fairway Village Drive, Fleming Island, FL 32003
Area124-Fleming Island-SW
SubdivisionFairway Village
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size6,534 sq ft
Parcel Number09052601426601454

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Golf Course, Jogging Path, Tennis Court(s), Trash
Community FeaturesStreet Lights
UtilitiesCable Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyHVAC, Windows
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories2
LevelsMulti/Split
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Rear Porch, Screened
RoofShingle
ConstructionConcrete, Fiber Cement

Additional Information

Date ListedSeptember 19, 2026
Days on Market52
HOA Fees$70 / Monthly
HOA FrequencyMonthly
Tax Amount$8,065
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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