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Active

Active·6 days on market

2277 Eagle Perch Place

Fleming Island, FL 32003

$460,000$247/sqftEst. $2,436/moMLS# 2164168
3
Beds
2
Baths
1,859
Sq Ft
2017
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $5/mo7,405 sqft lotSingle Family Residence1 story

About this home

Fleming Island

Welcome to this inviting Fleming Island home, offering comfortable living with outdoor enjoyment. The very popular Longwood floor plan is open and bright and has a great flow. This home has been carefully maintained with the highlight being a Private Backyard Oasis. The salt generated heated pool was built in 2021 and great for entertaining or just relaxing. Also comes with 5 custom storm shutter screens for front and back windows. New HVAC and new disposal. Located across 17 from the hospital with plenty of shopping and restaurants close by. A rated schools and Eagle Harbor amenities that include Golf, 12 Tennis Har-Tru courts, 12 Soccer fields, 3 Aquatic Centers, Water Slide, Heated Lap Pool, Boat and RV storage. Make sure this is on your list of homes to see.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,436
Property taxesest. at asking price, Clay County$705
HOAbilled annually$5
Estimated total, before insurance$3,145/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,950/yr · $662/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$460,000
$92,000
Loan Term
Monthly Payment
$2,436
Principal & Interest: $2,436
Property taxes (est.): $705
Insurance (est.): $307
Estimated Total Monthly
$3,448
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,695 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,950/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 17, 2026Active$460,000
  • Sep 15, 2026Price change$460,000+$10,000
  • Sep 9, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$460,000
Price / Sq Ft$247
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,859
Acres0.17 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated, Pool Cover, Pool Sweep, Salt Water
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryPaterson
MiddleGreen Cove Springs
HighFleming Island

Community Information

Address2277 Eagle Perch Place, Fleming Island, FL 32003
Area123-Fleming Island-SE
SubdivisionEagle Perch
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size7,405.2 sq ft
Parcel Number09052601417601539

Amenities

AmenitiesPool, Other, Basketball Court, Boat Dock, Clubhouse, Golf Course, Jogging Path, Playground, RV/Boat Storage, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit

Exterior

Exterior FeaturesStorm Shutters
Patio / PorchCovered
FencingBack Yard
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedSeptember 17, 2026
Days on Market4
HOA Fees$55 / Annually
HOA FrequencyAnnually
HOA NameEagle Perch at Eagle Harbor
Tax Amount$7,949.91
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES · RealtorBethClark@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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