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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Apr 24, 2026·172 days on market

37271 Whisper Way

Hilliard, FL 32046

$289,900sold priceListed at $289,900 · 100% of asking$232/sqftMLS# 2092927
3
Beds
2
Baths
1,247
Sq Ft
2025
Built
2
Garage
No
Pool
HOA $60/mo6,534 sqft lotSingle Family Residence1 storyNew construction

About this home

Hilliard

Step into modern comfort with this beautifully designed brand-new single-story home, nestled in the heart of a new community. Boasting three spacious bedrooms and two full bathrooms, this home blends style, convenience, and functionality. As you enter, you're greeted by an open-concept living area that seamlessly connects the kitchen and family room—perfect for entertaining guests or relaxing with loved ones. The gourmet kitchen features sleek countertops, a central island, stainless steel appliances, and plenty of cabinet space. The primary suite is thoughtfully positioned for privacy and features a large walk-in closet and a bathroom with dual vanities and a walk-in shower. The two additional bedrooms are generously sized and share a well-appointed full bath. Enjoy outdoor living all year round on your covered back patio, ideal for morning coffee, evening BBQs, or simply unwinding with a book.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,593
Property taxesest. at asking price, Nassau County$400
HOAbilled monthly$60
Estimated total, before insurance$2,053/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$583/yr · $49/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,636 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $583/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $232/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
37111 Whippoorwill Court, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCJun 2026$292,900$2353/21,249250
37247 Whisper Way, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCJun 2026$295,900$2373/21,247990
37290 Whisper Way, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCMar 2026$301,900$2423/21,247700
37132 Whippoorwill Court, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCJan 2026$314,900$2053/21,5361870
37295 Whisper Way, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCNov 2025$305,900$2183/21,403820
37397 Whisper Way, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCAug 2026$345,900$2253/21,536490.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$289,900
Price / Sq Ft$232
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,247
Acres0.15 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryHilliard
MiddleHilliard

Community Information

Address37271 Whisper Way, Hilliard, FL 32046
Area491-Hillard
SubdivisionWhisper Ridge
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size6,534 sq ft
Parcel Number043N24212100040000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement, Frame
Road SurfacePaved

Additional Information

Date ListedDecember 9, 2025
Days on Market172
HOA Fees$60 / Monthly
HOA FrequencyMonthly
Tax Amount$583.44
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: LGI REALTY - FLORIDA, LLC

Sold by: LGI REALTY - FLORIDA, LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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