$454,9904 bd · 3 ba · 2,394 sq ft
Active·58 days on market
25 Geosam Drive
Palm Coast, FL 32137
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Palm Coast
What's Special: Gourmet Kitchen | Pond View | Appliances and Blinds Included | Covered Lanai | Dedicated Study | 3 Full Baths. New Construction - December Completion! Built by America's Most Trusted Home Builder. Welcome to the Havana at 25 Geosam Drive in Colbert Landings! Thoughtfully designed for both everyday comfort and effortless entertaining, this home features an open-concept layout filled with inviting living spaces. At the heart of the home, the gourmet kitchen showcases a large island, walk-in pantry, ample prep space, and seamless flow into the casual dining area and great room. Just beyond, the covered lanai extends your living space outdoors, creating the perfect spot to relax or gather with guests. The private primary suite offers a peaceful retreat with a spacious full bathroom and walk-in closet. MLS#2164600
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2027)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 16 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 12 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 9 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 9 mi · Atlantic ICW (Flagler County) Matanzas River
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Southwest-facing backyard — long light and winter sunsets
The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 6:45 AM, sunset 5:32 PM.
- The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
- Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Nov 3, 2026Price change$454,990−$38,000
- Oct 2, 2026Price change$492,990−$14,410
- Sep 12, 2026Listed$507,400
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $198/sq ft; this home is listed at $190/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 21 Geosam Drive, Palm Coast, FL 32137Listed by TAYLOR MORRISON REALTY OF FLA | Nov 2026 | $430,000 | $204 | 4/2 | 2,113 | 127 | 0.1 |
| 78 Ararat Drive, Palm Coast, FL 32137Listed by MERITAGE HOMES OF FLORIDA REALTY | Oct 2026 | $351,990 | $191 | 4/3 | 1,842 | 117 | 0.1 |
| 70 Ararat Drive, Palm Coast, FL 32137Listed by MERITAGE HOMES OF FLORIDA REALTY | Oct 2026 | $363,990 | $198 | 4/3 | 1,842 | 72 | 0.1 |
| 39 Oconee Drive, Palm Coast, FL 32137Listed by TAYLOR MORRISON REALTY OF FLA | Oct 2026 | $373,145 | $182 | 3/2 | 2,055 | 37 | 0.1 |
| 69 Ararat Drive, Palm Coast, FL 32137Listed by MERITAGE HOMES OF FLORIDA REALTY | Sep 2026 | $385,990 | $176 | 4/3 | 2,192 | 8 | 0.1 |
| 15 Geosam Drive, Palm Coast, FL 32137Listed by TAYLOR MORRISON REALTY OF FLA | Sep 2026 | $485,057 | $230 | 4/2 | 2,113 | 11 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: TAYLOR MORRISON REALTY OF FLA
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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