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Active Under Contract

Active Under Contract·56 days on market

1310 Dolphin Street

Orange Park, FL 32073

$379,500$209/sqftEst. $2,010/moMLS# 2149262

↓ $5,500 below original list

Beds

Baths

1,814

Sq Ft

1978

Built

Garage

Yes

Pool

FEMA Zone XNo HOA13,068 sqft lotSingle Family Residence1 story

About this home

Orange Park

Spacious 4-bedroom home features a beautiful large in-ground pool on a corner lot! Completely remodeled w/features that created an open concept floor plan perfect for entertaining & family gathers. Glued down LVP throughout the common areas of the home, & carpet in the 4 bedrooms. The 4th bedroom could make a spectacular home office with French doors that overlook the sparkling pool. Backyard is completely fenced w/brand new fence & self-closing gate. Kitchen & bathrooms showcase Shaker white cabinets & vanities with soft close doors & drawers, along with Quartz countertops. New appliances. Delta fixtures in kitchen & bathrooms. Slide the barn door in the kitchen to reveal a spacious walk-in pantry. Freshly painted interior & exterior, including ceilings, doors & trim, garage interior, garage floor & cool deck. New mirrors in bathrooms. LED light fixtures in kitchen, dining room, & 3 bedrooms. Ceiling fan in great room & large master bedroom. Plenty of closets for storage. Inside l

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,010

Property taxesest. at asking price, Clay County$582

Estimated total, before insurance$2,591/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,515/yr · $376/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$379,500

Down Payment: 20%

$75,900

Interest Rate: 6.95%

Loan Term

Monthly Payment

$2,010

Principal & Interest: $2,010

Property taxes (est.): $582

Insurance (est.): $253

Estimated Total Monthly

$2,844

*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0023922 · Public water (record)

County records show this parcel on central sewer served by FL0023922 — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,392 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$248,428	$240,862	—
2024	$237,969	$218,966	—
2023	$230,512	$199,060	—
2022	$202,519	$180,964	—
2021	$164,513	$164,513	—
2020	$152,357	$152,357	—

2025 property taxes (current owner): $4,515/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

Aug 24, 2026Active Under Contract$379,500
Aug 15, 2026Price change$379,500−$5,500
Jun 12, 2026Listed$385,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$379,500

Price / Sq Ft$209

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,814

Acres0.30 acres

Year Built1978

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

School Information

ElementaryGrove Park

MiddleOrange Park

HighOrange Park

Community Information

Address1310 Dolphin Street, Orange Park, FL 32073

Area132-Bellair/Grove Park

SubdivisionBellair

CityOrange Park

CountyClay

StateFL

Zip Code32073

Lot Size13,068 sq ft

Parcel Number08042602026314600

ZoningSingle Family

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Vinyl

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit

SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio

FencingBack Yard

RoofShingle

ConstructionFrame, Wood Siding

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedJuly 28, 2026

Days on Market53

Tax Amount$4,514.72

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: MAXXUM REALTY SERVICES, INC. · maxxrealty@aol.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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