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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·34 days on market

3639 Rendale Drive N

Jacksonville, FL 32210

$195,000$129/sqftEst. $1,080/moMLS# 2163811
↓ $20,000 below original list
3
Beds
1
Baths
1,512
Sq Ft
1954
Built
—
Garage
No
Pool
FEMA Zone XNo HOA7,841 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to this charming 3-bedroom, 1-bathroom single-story brick ranch that effortlessly combines classic curb appeal with sleek modern updates! Arrive home to a spacious covered carport and a beautifully shaded front yard surrounded by mature trees. Step inside to an open-concept living space highlighting beautiful wood-look flooring, fresh neutral paint, and an eye-catching wall-mounted electric fireplace complete with a custom wooden mantle.

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,080
Property taxesest. at asking price, Duval County$318
Estimated total, before insurance$1,399/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$195,000
$39,000
Loan Term
Monthly Payment
$1,080
Principal & Interest: $1,080
Property taxes (est.): $318
Insurance (est.): $130
Estimated Total Monthly
$1,529
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1954)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,429 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 8, 2026Price change$195,000−$10,000
  • Sep 26, 2026Price change$205,000−$10,000
  • Sep 7, 2026Listed$215,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $129/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3806 Cambay Place, Jacksonville, FL 32210Listed by DOORVINE REALTY LLCOct 2026$215,000$1664/21,298130.3
4341 Savannah Avenue, Jacksonville, FL 32210Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$440,000$2294/2.51,91930.6
2337 Betsy Drive, Jacksonville, FL 32210Listed by BEYCOME OF FLORIDA LLCOct 2026$210,000$1653/21,272500.7
2704 Lake Shore Boulevard, Jacksonville, FL 32210Listed by HERRON REAL ESTATE LLCOct 2026$725,000$4063/21,78410.7
4817 Manchester Road, Jacksonville, FL 32210Listed by BEYCOME OF FLORIDA LLCSep 2026$218,000$1843/21,185400.8
2130 Hugh Edwards Drive, Jacksonville, FL 32210Listed by WHOLESALE REALTY LLCSep 2026$113,000$883/1.51,28800.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$195,000
Price / Sq Ft$129
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,512
Total Structure Area1,816 sq ft
Acres0.18 acres
Year Built1954
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Cottage, Patio Home, Ranch, Traditional
Property ConditionFixer, Updated/Remodeled
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address3639 Rendale Drive N, Jacksonville, FL 32210
Area054-Cedar Hills
SubdivisionCedar Hills
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size7,840.8 sq ft
Parcel Number104750-0000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Carport, On Street

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Range
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

Lot DescriptionCleared
Patio / PorchCovered, Front Porch, Patio, Side Porch
FencingBack Yard, Privacy
RoofShingle
ConstructionBrick, Block, Brick Veneer
Road FrontageCity Street

Additional Information

Date ListedSeptember 7, 2026
Days on Market31
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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