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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·33 days on market

1322 Van Buren Street

Jacksonville, FL 32206

$184,000$164/sqftEst. $1,019/moMLS# 2163787
↓ $6,000 below original list
3
Beds
1
Baths
1,120
Sq Ft
1969
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5,227 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

A recently fully renovated property in Jacksonville's historical Campbell neighborhood offers the perfect combination of modern upgrades, comfortable living, and investment potential. With NO CDD and NO HOA fees, this property is a great option for first-time homebuyers or those seeking an Airbnb or investment opportunity. New flooring, fresh paint, BRAND NEW appliances, kitchen cabinets, A/C, water heater, plumbing, and electric. Roof is only 12 years old. Its convenient location provides easy access to Downtown Jacksonville, Historical Springfield, UF Health Jacksonville, Nemours Children's Clinic, the Jaguars' Stadium of the Future (bringing extra attention to the area), TIAA Bank Field, shopping, restaurants, parks, and major roadways, including I-95. Whether you're a first-time buyer or an investor, this property offers a great opportunity in a growing area.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,019
Property taxesest. at asking price, Duval County$300
Estimated total, before insurance$1,320/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,508/yr · $126/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$184,000
$36,800
Loan Term
Monthly Payment
$1,019
Principal & Interest: $1,019
Property taxes (est.): $300
Insurance (est.): $123
Estimated Total Monthly
$1,442
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1969)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,690 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,508/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 18, 2026Price change$184,000−$6,000
  • Sep 7, 2026Listed$190,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $205/sq ft; this home is listed at $164/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1233 Van Buren Street, Jacksonville, FL 32206Listed by DOGWOOD REALTYSep 2026$224,900$2143/21,053120.1
1118 E 3rd Street, Jacksonville, FL 32206Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$235,000$2272/21,0361480.1
706 5th Street E, Jacksonville, FL 32206Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$220,020$1713/2.51,28400.2
1116 Evergreen Avenue, Jacksonville, FL 32206Listed by MAXREV, LLCAug 2026$85,000$633/11,360150.2
1203 Weare Street, Jacksonville, FL 32206Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYAug 2026$210,017$2052/2.51,02200.3
502 E 5th Street, Jacksonville, FL 32206Listed by ALFA REALTORS CORPAug 2026$131,000$1422/1925410.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$184,000
Price / Sq Ft$164
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,120
Total Structure Area1,120 sq ft
Acres0.12 acres
Year Built1969
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLong Branch
MiddleMatthew Gilbert
HighWilliam M. Raines

Community Information

Address1322 Van Buren Street, Jacksonville, FL 32206
Area076-Downtown Jacksonville-Eastside
SubdivisionCampbell Addn
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size5,227.2 sq ft
Lot Dimensions5,375SF
Parcel Number1144670000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchPorch
FencingChain Link, Wood
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 7, 2026
Days on Market11
Tax Amount$1,508.4
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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