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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Aug 28, 2026·148 days on market·Recent sales in Jacksonville

1118 E 3rd Street

Jacksonville, FL 32206

$235,000sold priceListed at $235,000 · 100% of asking$227/sqftMLS# 2132433
2
Beds
2
Baths
1,036
Sq Ft
2025
Built
—
Garage
No
Pool
FEMA Zone XNo HOA4,356 sqft lotSingle Family Residence1 storyNew construction

About this home

Jacksonville

Looking to down size? This 2 bedroom with a separate office space is perfect for you! Come see this New Construction Home on a nice lot you can fence in and have a backyard oasis for your family and friends to enjoy. The Gourmet Kitchen is just what you have been wishing for!! And this property is located minutes from the Jacksonville Jaguar Stadium... Schedule your showing today! Bring all offers/No investor offers accepted...

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,302
Property taxesest. at asking price, Duval County$384
Estimated total, before insurance$1,685/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$235,000
$47,000
Loan Term
Monthly Payment
$1,302
Principal & Interest: $1,302
Property taxes (est.): $384
Insurance (est.): $157
Estimated Total Monthly
$1,842
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,605 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$25,232$25,232—
2024$22,989$22,989—
2023$15,419$0—
2022$7,569$0—
2021$6,448$0—
2020$6,448$6,448—

2025 property taxes (current owner): $448/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 28, 2026Closed$235,000
  • Jul 28, 2026Pending$235,000
  • Feb 27, 2026Listed$235,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $227/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1233 Van Buren Street, Jacksonville, FL 32206Listed by DOGWOOD REALTYSep 2026$224,900$2143/21,053120
1203 Weare Street, Jacksonville, FL 32206Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYAug 2026$210,017$2052/2.51,02200.2
706 5th Street E, Jacksonville, FL 32206Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$220,020$1713/2.51,28400.3
502 E 5th Street, Jacksonville, FL 32206Listed by ALFA REALTORS CORPAug 2026$131,000$1422/1925410.4
1045 Winthrop Street, Jacksonville, FL 32206Listed by YOUNG REALTY LLCJul 2026$50,000$493/11,0201550.6
1514 Pasco Street, Jacksonville, FL 32202Listed by CRYSTAL CLEAR REALTY, LLCOct 2026$97,000$853/11,146340.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$235,000
Price / Sq Ft$227
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,036
Acres0.10 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address1118 E 3rd Street, Jacksonville, FL 32206
Area076-Downtown Jacksonville-Eastside
SubdivisionCampbell Addn
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size4,356 sq ft
Parcel Number1142990000

Amenities

Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached Carport

Interior

Interior FeaturesCeiling Fan(s), Split Bedrooms
AppliancesElectric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCorner Lot
RoofShingle
ConstructionOther
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedFebruary 28, 2026
Days on Market148
Tax Amount$447.63
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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