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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Stonebridge, Orange Park.

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Active

Active·36 days on market·Stonebridge

977 Sandstone Drive

Orange Park, FL 32065

$339,900$174/sqftEst. $1,883/moMLS# 2163625
↓ $10,000 below original list
4
Beds
2
Baths
1,949
Sq Ft
1986
Built
2
Garage
No
Pool

3 more homes for sale in Stonebridge →Search Stonebridge on the map

FEMA Zone XNo HOA10,890 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Stonebridge

Nicel full-brick home offering timeless appeal, spacious living areas, and a fantastic location. The inviting great room features a stunning floor-to-ceiling stone fireplace, A separate dining room provides the perfect setting for gatherings, while the well-appointed kitchen offers an eat-in area, stainless steel appliances, and solid-surface countertops. Spacious primary suite with an abundance of closet space and a private en-suite bathroom featuring double sink vanity, garden tub, and separate walk-in shower. Three additional generously sized bedrooms offer plenty of room for family, guests, or a home office. easy-to-maintain vinyl plank flooring throughout the home, .Screened-in lanai and fully fenced backyard--perfect for outdoor entertaining, pets, or simply relaxing. Conveniently located near shopping, schools, restaurants, and everyday needs, this home combines comfort, convenience, and value. No HOA fees make this property an even more attractive opportunity!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,883
Property taxesest. at asking price, Clay County$521
Estimated total, before insurance$2,404/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,069/yr · $422/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$339,900
$67,980
Loan Term
Monthly Payment
$1,883
Principal & Interest: $1,883
Property taxes (est.): $521
Insurance (est.): $227
Estimated Total Monthly
$2,630
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,638 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,069/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 2, 2026Price change$339,900−$10,000
  • Sep 4, 2026Listed$349,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $168/sq ft; this home is listed at $174/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
593 Hewes Place, Orange Park, FL 32073Listed by MARK SPAIN REAL ESTATEOct 2026$250,000$1763/21,42130.2
596 Robert Livingston Street, Orange Park, FL 32073Listed by KELLER WILLIAMS JACKSONVILLEAug 2026$360,000$1954/21,84920.3
2187 Constitution Drive, Orange Park, FL 32073Listed by KELLAR REALTY AND PROPERTY MANAGEMENT INCAug 2026$316,500$1684/21,885360.3
553 Thomas Stone Court, Orange Park, FL 32073Listed by TPR REAL ESTATE GROUP INCSep 2026$281,000$1643/21,714750.5
2885 Circle Ridge Drive, Orange Park, FL 32065Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$386,000$1634/2.52,36490.5
2441 Longwood Street, Orange Park, FL 32065Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$267,500$1573/21,704630.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$339,900
Price / Sq Ft$174
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,949
Acres0.25 acres
Year Built1986
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address977 Sandstone Drive, Orange Park, FL 32065
Area134-South Blanding
SubdivisionStonebridge
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size10,890 sq ft
Parcel Number13042502033600123

Amenities

UtilitiesElectricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchRear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionBrick Veneer
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 5, 2026
Days on Market28
Tax Amount$5,069.23
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOUWZER, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Stonebridge

Stonebridge is a neighborhood in Jacksonville Condos, FL (Clay County), ZIP 32065.

View all Stonebridge homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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