$410,0004 bd · 2 ba · 1,874 sq ft
Active·69 days on market
6436 Bahaia Road
Fleming Island, FL 32003
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Fleming Island
RARE opportunity to own a 4 BR, 2 BA home on 1.06 acres in the heart of desirable Fleming Island with NO HOA and NO CDD fees! This spacious home features an open floor plan, vaulted ceilings, stone front, split bedrooms, large rooms & extra closets, and a wood-burning fireplace! Major improvements are already in place, including a 3 yr old architectural roof, 3 yr old A/C, NEW water heater, NEW kitchen cabinetry & upgraded appliances, upgraded Electric Panel, Water Softener, NEW vinyl windows on the front and back of home. The amazing private lot is the star...100 yr old oaks provide a gorgeous canopy along the back. The home does need replacement of some flooring and interior painting, making this an excellent opportunity for a buyer looking to add their own finishing touches & build equity. Enjoy the privacy & flexibility of over an acre while being conveniently located near shopping, dining, parks, & highly desirable Fleming Island schools. This one is ready, come make it your own!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard (the whole 1.2-acre lot)
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1984)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~963 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 22 mi · 202 parking spaces
Closest park or preserve
Alpine Groves Parkabout 3 mi · 1 mi of trails
Closest public boat ramp
Knight's Boat Ramp and Marina on Black Creekabout 3 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Camp Chowenwaw Park Paddlecraft Launchabout 3 mi · Saint Johns River - Black Creek
Closest grocery store
Publixabout 5 mi · 450 State Road 13 N, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Oct 8, 2026Price change$410,000−$5,000
- Sep 17, 2026Price change$415,000−$5,000
- Sep 1, 2026Listed$420,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $231/sq ft; this home is listed at $219/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2277 Eagle Perch Place, Fleming Island, FL 32003Listed by COLDWELL BANKER PREMIER PROPERTIES | Oct 2026 | $440,000 | $237 | 3/2 | 1,859 | 23 | 0.1 |
| 1271 Fairway Village Drive, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLC | Oct 2026 | $440,000 | $200 | 3/3 | 2,195 | 6 | 0.7 |
| 408 Harvest Bend Drive, Fleming Island, FL 32003Listed by KELLER WILLIAMS ST JOHNS | Oct 2026 | $439,990 | $231 | 3/2 | 1,907 | 7 | 0.7 |
| 2254 Eagle Talon Circle, Fleming Island, FL 32003Listed by NEXTHOME COLLINS REALTY | Jul 2026 | $385,050 | $218 | 3/2 | 1,763 | 29 | 0.7 |
| 1516 Greenway Place, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $399,000 | $208 | 4/2 | 1,916 | 23 | 1 |
| 2325 Links Drive, Fleming Island, FL 32003Listed by WATSON REALTY CORP | Sep 2026 | $565,000 | $240 | 4/3 | 2,359 | 16 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: INI REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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