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Active

Active·51 days on market

1688 Sanctuary Way

Fleming Island, FL 32003

$329,000$166/sqftEst. $1,697/moMLS# 2151357

Beds

Baths

1,980

Sq Ft

2023

Built

Garage

Pool

About this home

Fleming Island

Welcome to luxury, low-maintenance living in the highly sought-after Hawks Landing community of Fleming Island. Built just three years ago, this beautifully appointed townhome offers 1,980 square feet of thoughtfully designed living space with 3 bedrooms, 2.5 bathrooms, and upscale finishes throughout. From the moment you arrive, the paver driveway, Spanish tile roof, and elegant curb appeal set the tone for what awaits inside. The spacious open-concept floor plan is complemented by designer details, tray ceilings, modern finishes, and abundant storage throughout the home. The generously sized primary suite serves as a private retreat, featuring a large walk-in closet with custom built-in organization, tray ceilings, and plenty of room to unwind at the end of the day. Enjoy seamless indoor-outdoor living with a screened lanai, the perfect place to enjoy your morning coffee, unwind after a long day, or entertain guests while enjoying Florida's beautiful weather without the bugs.

Cost to own

Mortgage calculator

Home Price

$329,000

Down Payment: 20%

$65,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,697

Principal & Interest: $1,697

Property taxes (est.): $504

Insurance (est.): $219

Estimated Total Monthly

$2,420

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,697

Property taxesest. at asking price, Clay County$504

HOAbilled monthly$155

Estimated total, before insurance$2,356/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,352/yr · $446/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $343,000 in February 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$327,443	$327,443	—
2023	$40,000	$16,940	—
2022	$40,000	$15,400	—
2021	$14,000	$14,000	—
2020	$14,000	$14,000	—

2025 property taxes (current owner): $5,352/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Tile — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,689 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 1, 2026Price change$329,000−$5,900
Jun 19, 2026Listed$334,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$329,000

Price / Sq Ft$166

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,980

Acres0.05 acres

Year Built2023

TypeResidential

Sub-TypeTownhouse

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address1688 Sanctuary Way, Fleming Island, FL 32003

Area124-Fleming Island-SW

SubdivisionHawks Landing

CityFleming Island

CountyClay

StateFL

Zip Code32003

Lot Size2,178 sq ft

Parcel Number05052601419400011

Amenities

AmenitiesMaintenance Grounds, Maintenance Structure

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener, Guest

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Vinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup