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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

$485,000Sold3 bd · 2 ba · 2,000 sq ft

Sold·Closed Nov 10, 2026·13 days on market

54285 Jessica Place

Callahan, FL 32011

$485,000sold priceListed at $485,000 · 100% of asking$243/sqftMLS# 2162818
3
Beds
2
Baths
2,000
Sq Ft
2017
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $8/mo1.00 acresSingle Family Residence1 story

About this home

Callahan

**COUNTRY LIVING WITH CONVENIENCE!** Looking for a home that offers peace and privacy without being too far from everything? This beautiful **all-brick home** in a quiet, friendly subdivision may be exactly what you've been waiting for! Featuring a spacious family room, nice-sized bedrooms, and an **oversized primary bathroom with an under-counter refrigerator**, this home offers comfort and unique touches throughout. The kitchen features a large island with room for seating, making it a natural gathering spot for family and friends. Outside, the concrete walkway features a durable coating that continues into the impressive **820 SF detached garage**, offering tremendous space for vehicles, storage, hobbies, a workshop, or more. Enjoy the Florida sunshine from the **above-ground pool with deck area**--the perfect place to cool off and relax. **All windows have been replaced with new windows**, adding to the appeal and value of this well-maintained home. Enjoy the best of both worlds wi

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,644
Property taxesest. at asking price, Nassau County$649
HOAbilled annually$8
Estimated total, before insurance$3,301/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Read at the listing’s map pin. On a lot this size the zone can change across the property, and the pin may not be where the house stands.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,695 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard and pool on the northeast side. Today at this address: sunrise 6:50 AM, sunset 5:32 PM.

  • A pool here trades warmth for comfort.
  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$306,763$176,664—

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 11, 2026Closed$485,000
  • Sep 15, 2026Pending$485,000
  • Sep 1, 2026Listed$485,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $243/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
540605 Lem Turner Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCMar 2026$315,000$1594/21,980250.5
54192 Jonas Drive, Callahan, FL 32011Listed by ROUND TABLE REALTYOct 2026$187,000$1093/1.51,71370.6
53719 Carrington Drive, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$460,000$2324/21,9861500.8
53711 Carrington Drive, Callahan, FL 32011Listed by NON MLS (realMLS)Jun 2026$530,000$2294/32,310670.8
54395 Vontz Circle, Callahan, FL 32011Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$297,000$1463/22,04060.8
51065 Bloomington Way, Callahan, FL 32011Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$387,500$2523/21,535160.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$485,000
Price / Sq Ft$243
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,000
Total Structure Area2,000 sq ft
Acres1.00 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontNo
Direction FacesSouthwest

School Information

ElementaryCallahan
MiddleCallahan

Community Information

Address54285 Jessica Place, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionDeerfield Acres
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size43,560 sq ft
Parcel Number371N25034000230000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Not Available
Water SourcePrivate, Well
ParkingAdditional Parking, Garage, RV Access/Parking

Interior

AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 1, 2026
Days on Market13
HOA Fees$95 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA

Sold by: JASON MITCHELL REAL ESTATE FLORIDA, LLC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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