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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Mar 27, 2026·25 days on market

540605 Lem Turner Road

Callahan, FL 32011

$315,000sold priceListed at $325,000 · 96.9% of asking$159/sqftMLS# 2128076
4
Beds
2
Baths
1,980
Sq Ft
2016
Built
—
Garage
No
Pool
No HOA1.01 acresManufactured Home1 story

About this home

Callahan

Dreamy Country Living in Callahan! Fall in love with this 4 bedroom, 2 bath home on a private 1 acre lot, perfectly blending comfort, style, and space! Step inside to an inviting and open split floor plan with elegant crown moulding, tray ceilings, and large windows that fill the home with natural light. The kitchen is a showstopper! Featuring a spacious island, stainless steel Frigidaire appliances, vented hood, and an extra-large refrigerator and freezer. Relax in the owner's suite with two walk-in closets, a spa-inspired bathroom with double vanities, a soaking tub, and a walk-in shower. Enjoy peaceful mornings or cozy evenings on the large screened back porch overlooking your spacious back yard. Located in the Callahan School District with easy access to Jacksonville, this home offers the perfect mix of country charm and modern convenience. Schedule your showing today! 7 minutes DT Callahan 25 minutes DT Jacksonville

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,745
Property taxesest. at asking price, Nassau County$435
Estimated total, before insurance$2,180/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,449/yr · $204/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$315,000
$63,000
Loan Term
Monthly Payment
$1,745
Principal & Interest: $1,745
Property taxes (est.): $435
Insurance (est.): $210
Estimated Total Monthly
$2,390
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,588 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,449/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $164/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
54395 Vontz Circle, Callahan, FL 32011Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$297,000$1463/22,04060.4
540316 Lem Turner Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$245,000$1633/21,5003000.6
540324 Lem Turner Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCApr 2026$247,000$1653/21,5001760.6
54234 Hazel Jones Road, Callahan, FL 32011Listed by PRISTINE PROPERTIES OF FLORIDA LLCApr 2026$340,000$2253/21,51220.7
54352 Bea Road, Callahan, FL 32011Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$250,000$1493/21,680750.8
54230 Heller Road, Callahan, FL 32011Listed by EXP REALTY LLCSep 2026$375,000$2143/2.51,7503320.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$325,000
Price / Sq Ft$164
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,980
Acres1.01 acres
Year Built2016
TypeResidential
Sub-TypeManufactured Home
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCallahan
MiddleCallahan

Community Information

Address540605 Lem Turner Road, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionMetes & Bounds
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size43,995.6 sq ft
Parcel Number371N25299F00640000

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerSeptic Tank
Water SourceWell
ParkingOther, Circular Driveway

Interior

AppliancesDishwasher, Microwave, Refrigerator
HeatingHeat Pump
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LaundryElectric Dryer Hookup

Exterior

Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionVinyl Siding
Other StructuresShed(s)
Road SurfaceConcrete

Additional Information

Date ListedFebruary 16, 2026
Days on Market25
Tax Amount$2,449.34
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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