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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Pending

Pending·166 days on market

53719 Carrington Drive

Callahan, FL 32011

$484,000$244/sqftEst. $2,681/moMLS# 2143001
4
Beds
2
Baths
1,986
Sq Ft
2019
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $17/mo1.27 acresSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Callahan

VA ASSUMABLE LOAN --Spacious 4-bedroom, 2-bath home situated over an acre, offering privacy and room to spread out! This 1,986 sq. ft. home features a freshly painted interior, durable vinyl flooring, and an open floor plan perfect for everyday living and entertaining. Step outside to a fully fenced yard with plenty of space for pets, play, or outdoor activities, along with an above-ground pool and deck--perfect for relaxing or hosting. Conveniently located near I-295 with easy access to shopping and the airport. Schools are A+ rated , this home offers the perfect blend of comfort, space, and convenience!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,681
Property taxesest. at asking price, Nassau County$668
HOAbilled annually$17
Estimated total, before insurance$3,366/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,050/yr · $504/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$484,000
$96,800
Loan Term
Monthly Payment
$2,681
Principal & Interest: $2,681
Property taxes (est.): $668
Insurance (est.): $323
Estimated Total Monthly
$3,672
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,723 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $520,000 in May 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$394,072$394,072—
2024$379,499$379,499—
2023$352,381$352,381—
2022$282,611$201,204—
2021$260,856$193,887—
2020$235,549$185,549—

2025 property taxes (current owner): $6,050/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 28, 2026Pending$484,000
  • May 1, 2026Listed$484,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $247/sq ft; this home is listed at $244/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
53711 Carrington Drive, Callahan, FL 32011Listed by NON MLS (realMLS)Jun 2026$530,000$2294/32,310670
53702 Carrington Drive, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$457,500$2473/21,85340.1
54106 Amblerwood Way, Callahan, FL 32011Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$475,000$3073/21,546840.5
54017 Asherton Cove, Callahan, FL 32011Listed by REAL BROKER LLCMay 2026$535,000$2844/21,886470.6
54395 Vontz Circle, Callahan, FL 32011Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$297,000$1463/22,04060.9
55398 Deer Run Road, Callahan, FL 32011Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAAug 2026$525,000$2044/32,575251

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$484,000
Price / Sq Ft$244
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,986
Acres1.27 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusPending
# of Garages2
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontNo

School Information

ElementaryCallahan
MiddleCallahan

Community Information

Address53719 Carrington Drive, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionClear Lake Area
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size55,321.2 sq ft
Parcel Number462N25024000380000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan
AppliancesMicrowave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne

Exterior

Lot DescriptionCleared
Patio / PorchFront Porch
FencingFenced
RoofShingle
ConstructionFrame
Road SurfaceAsphalt

Additional Information

Date ListedMay 1, 2026
Days on Market150
HOA Fees$200 / Annually
HOA FrequencyAnnually
Tax Amount$6,049.68
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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