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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·26 days on market

601 Reese Avenue

Orange Park, FL 32065

$249,999$163/sqftEst. $1,335/moMLS# 2162623
3
Beds
2.5
Baths
1,536
Sq Ft
2015
Built
2
Garage
No
Pool
FEMA Zone XHOA $125/mo5,663 sqft lotTownhouse2 stories

About this home

Orange Park

**IN ACTIVE-FORECLOSURE**INVESTOR SPECIAL** Welcome to Oakleaf! This townhome offers 3 bedrooms and 2 full bathrooms upstairs, with a half bathroom downstairs. It offers all appliances except washer/dryer. Marble countertops, tile/wood downstairs, carpet upstairs, separate tub from the shower. Located 5 minutes away from Oakleaf Plantation Town Center, food/restaurants, newly built Wamart, Target, and much more to offer. This property is within walking distance of Oakleaf High School.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,335
Property taxesest. at asking price, Clay County$383
HOAbilled monthly$125
Estimated total, before insurance$1,843/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,078/yr · $423/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$249,999
$50,000
Loan Term
Monthly Payment
$1,335
Principal & Interest: $1,335
Property taxes (est.): $383
Insurance (est.): $167
Estimated Total Monthly
$1,884
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,773 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,078/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 30, 2026Listed$249,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$249,999
Price / Sq Ft$163
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,536
Acres0.13 acres
Year Built2015
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryPlantation Oaks
MiddleOakleaf Jr High
HighOakleaf High School

Community Information

Address601 Reese Avenue, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionWillow Brook
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size5,662.8 sq ft
Parcel Number06042500787000442
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, Parking Lot, Unassigned

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

Additional Information

Date ListedAugust 30, 2026
Days on Market6
HOA Fees$125 / Monthly
HOA FrequencyMonthly
Tax Amount$5,078.3
Tax Year2025
Listing TermsAssumable, Cash, Conventional, Private Financing Available
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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