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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$399,9003 bd · 2 ba · 3,072 sq ft

Active·74 days on market

44191 Kingbird Drive

Callahan, FL 32011

$399,900$130/sqftEst. $2,180/mo mortgageMLS# 2162314
3
Beds
2
Baths
3,072
Sq Ft
2007
Built
—
Garage
No
Pool
FEMA Zone ANo HOA5.00 acresManufactured Home1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Callahan

Escape to your own private retreat on 5 beautiful acres, offering the perfect blend of peaceful country living and convenient access to the city. This unique property features two manufactured homes, making it an ideal opportunity for extended family, rental income, a guest home, or a flexible living arrangement. Surrounded by mature trees, the property offers plenty of privacy and a natural setting where you can truly enjoy the outdoors. A private pond adds to the charm and creates a picturesque backdrop for relaxing, entertaining, or simply enjoying the tranquility of country life. Property being sold ''AS IS''. Private. Peaceful. Convenient. Full of possibilities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,180
Property taxesest. at asking price, Nassau County$552
Estimated total, before insurance$2,732/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,203/yr · $100/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$399,900
$79,980
Loan Term
Monthly Payment
$2,180
Principal & Interest: $2,180
Property taxes (est.): $552
Insurance (est.): $267
Estimated Total Monthly
$2,999
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area) (the whole 5-acre lot)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,698 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,203/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 28, 2026Listed$399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $155/sq ft; this home is listed at $130/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
44014 Apache Trail, Callahan, FL 32011Listed by DIAMOND REALTY GROUP OF AMELIA ISLANDFeb 2026$350,000$1553/22,256200.9
45134 Booth Street, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCDec 2025$120,000$554/22,1724072.1
45047 Amhurst Oaks Drive, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$335,000$1504/2.52,2321042.5
45168 Ingleham Circle, Callahan, FL 32011Listed by OPENDOOR BROKERAGE, LLC.Jul 2026$356,000$1624/22,198352.7
44648 Woodridge Drive, Callahan, FL 32011Listed by KELLER WILLIAMS FIRST COAST REALTYOct 2025$450,000$2004/22,24962.9
45121 Stratton Road, Callahan, FL 32011Listed by UNITED REAL ESTATE GALLERYDec 2025$238,000$894/32,6811293

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$399,900
Price / Sq Ft$130
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage3,072
Acres5.00 acres
Year Built2007
TypeResidential
Sub-TypeManufactured Home
StyleOther
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCallahan
MiddleCallahan

Community Information

Address44191 Kingbird Drive, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionSwallowfork Estates
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size217,800 sq ft
Parcel Number011N24000000010020
ZoningMobile Home(s)

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingOff Street

Interior

Interior FeaturesOpen Floorplan
AppliancesElectric Oven, Electric Water Heater, Refrigerator
HeatingElectric, Heat Pump
CoolingElectric
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionMany Trees, Wooded, Other
RoofShingle
ConstructionAluminum Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 28, 2026
Days on Market74
Tax Amount$1,202.97
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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