Sold·Closed Sep 11, 2026·104 days on market
45047 Amhurst Oaks Drive
Callahan, FL 32011
About this home
Callahan
SELLER IS OFFERING CLOSING COST ASSISTANCE AND HOME WARRANTY WITH ACCEPTABLE OFFER. Beautiful two-story home in the heart of Callahan! This spacious 4-bedroom, 2.5-bath home features an open floor plan perfect for everyday living and entertaining. The kitchen is equipped with stainless steel appliances and flows seamlessly into the main living area. Upstairs, you'll find all bedrooms, including a cozy primary suite complete with its own fireplace--perfect for relaxing evenings.Step outside to a fully fenced backyard, ideal for pets, play, or hosting gatherings. Located within walking distance to local favorites like Hagan Ace Hardware, Sweet as Cyn, and nearby gyms, this home offers both convenience and community. Zoned for A+ rated schools, this one checks all the boxes!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone H
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0038407 - Callahan WWTF · Public water (record)
County records show this parcel on central sewer served by FL0038407 - Callahan WWTF — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,733 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $320,000 in May 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $321,079 | $263,812 | — |
| 2024 | $308,631 | $255,670 | — |
| 2023 | $296,767 | $246,767 | — |
| 2022 | $252,708 | $152,535 | — |
| 2021 | $208,561 | $146,636 | — |
| 2020 | $193,921 | $143,921 | — |
2025 property taxes (current owner): $4,067/yr
Estimated taxes if purchased at asking price: ~$5,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 13, 2026Closed$365,000
- Aug 10, 2026Pending$365,000
- Apr 27, 2026Listed$365,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $162/sq ft; this home is listed at $164/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 45168 Ingleham Circle, Callahan, FL 32011Listed by OPENDOOR BROKERAGE, LLC. | Jul 2026 | $356,000 | $162 | 4/2 | 2,198 | 35 | 0.2 |
| 45121 Stratton Road, Callahan, FL 32011Listed by UNITED REAL ESTATE GALLERY | Dec 2025 | $238,000 | $89 | 4/3 | 2,681 | 129 | 0.8 |
| 45094 S Mickler Street, Callahan, FL 32011Listed by COLDWELL BANKER VANGUARD REALTY | Apr 2025 | $120,000 | $65 | 4/3 | 1,854 | 20 | 0.9 |
| 45053 R Jones Road, Callahan, FL 32011Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Aug 2026 | $275,000 | $139 | 4/3 | 1,976 | 100 | 1 |
| 35742 Quail Road, Callahan, FL 32011Listed by HAMILTON HOUSE REAL ESTATE GROUP, LLC | Jul 2026 | $445,000 | $243 | 3/2 | 1,828 | 10 | 1.4 |
| 45700 Jones Way Way, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLC | May 2026 | $288,900 | $184 | 3/2 | 1,568 | 41 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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