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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in South Ponte Vedra Beach, Ponte Vedra Beach an oceanfront home in Ponte Vedra Beach.

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Active

Active·24 days on market·South Ponte Vedra Beach

01 Coastal Highway

Ponte Vedra Beach, FL 32082

$875,000Est. $4,634/moMLS# 2161956
$550,000 below original list
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool
FEMA Zone XNo HOA16,988 sqft lotWaterfrontUnimproved Land

About this home

South Ponte Vedra Beach

Rare opportunity to own a spectacular oceanfront homesite in St. Johns County along prestigious A1A/South Ponte Vedra Boulevard. This .39 buildable lot offers direct Atlantic Ocean frontage and an incredible setting to create a custom coastal retreat. The newly described homesite contains approximately 17,034 SF, with approximately 96 feet along A1A and direct ocean frontage. A conceptual development plan shows a potential 2,138 SF building first-floor footprint, offering the opportunity for a multi-level oceanfront residence, subject to final design and governmental approvals. Enjoy breathtaking sunrises, ocean breezes, and miles of coastline from your future dream home. Conveniently located between Ponte Vedra Beach and historic St. Augustine, with easy access to dining, shopping, golf, and recreation.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$4,634
Property taxesest. at asking price, St. Johns County$1,164
Estimated total, before insurance$5,798/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,343/yr · $1,029/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$875,000
$175,000
Loan Term
Monthly Payment
$4,634
Principal & Interest: $4,634
Property taxes (est.): $1,164
Insurance (est.): $583
Estimated Total Monthly
$6,381
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,843 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $12,343/yr

Estimated taxes if purchased at asking price: ~$14,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 26, 2026Price change$875,000$550,000
  • Aug 26, 2026Listed$1,425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$875,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres0.39 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontYes

Community Information

Address01 Coastal Highway, Ponte Vedra Beach, FL 32082
Area264-South Ponte Vedra Beach
SubdivisionSouth Ponte Vedra Beach
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size16,988.4 sq ft
Parcel Number1422300220

Amenities

UtilitiesElectricity Available
Water SourceNone
ViewBeach, Ocean
Waterfront TypeOcean Front

Exterior

Lot DescriptionFlag Lot, Wooded, Other
Road SurfaceAsphalt
Road FrontageState Road

Additional Information

Date ListedAugust 26, 2026
Days on Market10
Tax Amount$12,342.54
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS · Lisa@LisaSellsPonteVedra.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About South Ponte Vedra Beach

South Ponte Vedra Beach is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all South Ponte Vedra Beach homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines