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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·30 days on market

59 Hardwood Trail

Palm Coast, FL 32137

$366,750$229/sqftEst. $1,958/moMLS# 2161884
3
Beds
2
Baths
1,604
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $155/moSingle Family Residence1 storyNew construction

About this home

Palm Coast

Discover the Avon, a thoughtfully designed new home floorplan that's ideal for 55+ homebuyers seeking low-maintenance, single-story living. With approximately 1,604 square feet of living space, this home offers three bedrooms, two bathrooms, and a two-car garage. This floorplan is perfect for homeowners looking to downsize without compromising their comfort. Step inside the Avon to find a bright and expansive layout, where natural light pours in through large windows, creating a warm and inviting atmosphere for residents and guests alike. The Avon's open-concept living area seamlessly connects the kitchen, dining, and great room, making it easy to entertain or enjoy quiet nights at home. A covered lanai extends your living space outdoors, offering a great spot for morning coffee, evening relaxation, or hosting friends and family. The spacious main suite is designed with comfort in mind, featuring a private bath with dual sinks, a walk-in shower, and an oversized walk-in closet.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,958
HOAbilled monthly$155
Estimated total, before insurance$2,113/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$366,750
$73,350
Loan Term
Monthly Payment
$1,958
Principal & Interest: $1,958
Insurance (est.): $245
Estimated Total Monthly
$2,202
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 26, 2026Listed$366,750

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$366,750
Price / Sq Ft$229
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,604
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes
New ConstructionYes

School Information

ElementaryBelle Terre
MiddleIndian Trails
HighMatanzas

Community Information

Address59 Hardwood Trail, Palm Coast, FL 32137
Area602-Flagler County-NW
SubdivisionSawmill Branch
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Parcel Number1610305425000001740

Amenities

AmenitiesPool, Other, Barbecue, Clubhouse, Dog Park, Fitness Center, Gated, Maintenance Grounds, Pickleball
Community FeaturesGated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage
ViewPond

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionOther, Fiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedAugust 26, 2026
Days on Market0
HOA Fees$155 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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