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Sold

Sold·Closed Sep 29, 2026·480 days on market

154 Greenwood Drive

Palm Coast, FL 32137

$289,415sold priceListed at $289,415 · 100% of asking$180/sqftMLS# 2085865
3
Beds
2
Baths
1,604
Sq Ft
2025
Built
2
Garage
No
Pool
FEMA Zone XHOA $155/moSingle Family Residence1 storyNew construction

About this home

Palm Coast

Cash Buyer sales price with NO INCENTIVES! READY NOW! Your next chapter begins here-Low-maintenance Ranch style Homes!! This Avon floor plan offers the perfect blend of style and convenience, featuring warm Natural ceramic plank tile floors, elegant crown molding, quartz countertops, an open gathering room ideal for entertaining or relaxing and more!. The inviting rear patio extends your living space outdoors. Perfect for morning coffee or evening get togethers. The community is gated for your peace of mind, with lawn mowing included so you can enjoy other activities. First class amenities await you, including Zero entry pool, pickleball courts, bocce ball, pet park and welcoming spaces to connect with neighbors and friends!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,603
HOAbilled monthly$155
Estimated total, before insurance$1,758/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$289,415
$57,883
Loan Term
Monthly Payment
$1,603
Principal & Interest: $1,603
Insurance (est.): $193
Estimated Total Monthly
$1,796
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $89,071/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 30, 2026Closed$289,415
  • Aug 31, 2026Pending$289,415
  • Aug 25, 2026Price change$289,415−$40,000
  • Aug 11, 2026Price change$329,415−$10,000
  • Jul 24, 2026Price change$339,415+$9,515
  • Jul 7, 2026Pending$329,900
  • May 8, 2026Listed$329,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $180/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
142 Greenwood Drive, Palm Coast, FL 32137Listed by D R HORTON REALTY INCSep 2026$299,755$1873/21,6041750
129 Greenwood Drive, Palm Coast, FL 32137Listed by D R HORTON REALTY INCAug 2026$359,645$2002/21,7991500
144 Greenwood Drive, Palm Coast, FL 32137Listed by D R HORTON REALTY INCAug 2026$369,220$1864/21,9861340
146 Greenwood Drive, Palm Coast, FL 32137Listed by D R HORTON REALTY INCAug 2026$335,000$1862/21,7991790
148 Greenwood Drive, Palm Coast, FL 32137Listed by D R HORTON REALTY INCJul 2026$339,900$2123/21,6041780
137 Greenwood Drive, Palm Coast, FL 32137Listed by D R HORTON REALTY INCJul 2026$384,900$2142/21,7991340

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$289,415
Price / Sq Ft$180
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,604
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes
New ConstructionYes

School Information

ElementaryBelle Terre
MiddleIndian Trails

Community Information

Address154 Greenwood Drive, Palm Coast, FL 32137
Area602-Flagler County-NW
SubdivisionSawmill Branch
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Parcel Number16-10-30-5425-00000-2020

Amenities

AmenitiesPool, Other, Barbecue, Clubhouse, Dog Park, Fitness Center, Gated, Maintenance Grounds, Pickleball
Community FeaturesGated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionOther, Fiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJuly 24, 2026
Days on Market480
HOA Fees$155 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$89,071.39
Tax Year2023
Listing TermsCash
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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