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Active·62 days on market

32 Hardwood Trail

Palm Coast, FL 32137

$393,945$198/sqftEst. $2,097/moMLS# 2143923
4
Beds
2
Baths
1,986
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Palm Coast

The Dalton is a well-designed single-story floor plan available in communities throughout North Florida, offering low maintenance living tailored for the 55+ homeowner. With a two-car garage and three exterior elevations to choose from, buyers can select the architecture that best suits their style. At 1,986 square feet, the Dalton features energy efficient construction features with three bedrooms plus a versatile flex room. This single-level layout provides the ease of no stairs making it ideal for everyday living and entertaining family and friends. Inside, the Dalton features open-concept living, highlighted by a spacious kitchen with a large center island, quartz countertops, and designer cabinetry. The main suite includes vaulted ceilings, a dual comfort-height vanity, and an oversized walk-in shower.

Cost to own

Mortgage calculator

$393,945
$78,789
Loan Term
Monthly Payment
$2,097
Principal & Interest: $2,097
Est. Taxes & Insurance: $524
Estimated Total Monthly
$2,621
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,097
HOAbilled monthly$155
Estimated total, before insurance$2,252/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • May 7, 2026Listed$393,945

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$393,945
Price / Sq Ft$198
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,986
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes
New ConstructionYes

School Information

ElementaryBelle Terre
MiddleIndian Trails
HighMatanzas

Community Information

Address32 Hardwood Trail, Palm Coast, FL 32137
Area602-Flagler County-NW
SubdivisionSawmill Branch
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Parcel Number1610305425000001310

Amenities

AmenitiesPool, Barbecue, Clubhouse, Dog Park, Fitness Center, Gated, Maintenance Grounds, Pickleball, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionOther, Fiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedMay 7, 2026
Days on Market26
HOA Fees$155 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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