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Sold

Sold·Closed Aug 14, 2026·236 days on market

8 Bannbury Lane

Palm Coast, FL 32137

$319,900sold priceListed at $335,000 · 95.5% of asking$156/sqftMLS# 2120789
4
Beds
2
Baths
2,052
Sq Ft
2025
Built
2
Garage
No
Pool
FEMA Zone XNo HOA12,632 sqft lotSingle Family Residence1 storyNew construction

About this home

Palm Coast

Welcome to 8 Bannbury Ln, a beautifully designed new construction home offering 2,053 square feet of practical comfort and modern style. Located in the desirable B-Section of Palm Coast, this spacious residence delivers the ideal layout for growing families, multi-generational living, or anyone seeking a thoughtful open-concept design. The clean, modern exterior includes a right-side garage and a welcoming entryway. Step inside to a bright, extended foyer that sets the tone for the home's inviting atmosphere. A versatile flex room sits to your right—perfect as a home office, formal dining room, playroom, or creative space. Just down the hall is a private guest bedroom, offering comfort and convenience for visiting family or friends. At the heart of the home, the expansive open-concept kitchen features a walk-in pantry and a large center island with sink, seamlessly flowing into the family room.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,772
Estimated total, before insurance$1,772/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$540/yr · $45/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$319,900
$63,980
Loan Term
Monthly Payment
$1,772
Principal & Interest: $1,772
Insurance (est.): $213
Estimated Total Monthly
$1,985
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,290 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $540/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 14, 2026Closed$335,000
  • Dec 8, 2025Listed$335,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $163/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
70 Bridgehaven Drive, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$362,080$1944/21,862660.7
35 Belleaire Drive, Palm Coast, FL 32137Listed by HEARTLAND REAL ESTATE SERVICESJul 2026$279,000$1383/22,01610.9
196 Boulder Rock Drive, Palm Coast, FL 32137Listed by EXP REALTY LLCJul 2026$330,000$1494/22,222960.9
29 Bunker Lane, Palm Coast, FL 32137Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$286,000$1973/21,449361.1
89 Beaverdam Lane, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$329,990$1774/21,862981.1
1 Bowman Place, Palm Coast, FL 32137Listed by EXP REALTY LLCJul 2026$300,000$1594/21,889471.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$335,000
Price / Sq Ft$163
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,052
Acres0.29 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address8 Bannbury Lane, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionIndian Trails
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size12,632.4 sq ft
Parcel Number0711317012000500090

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Electric Range, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1

Additional Information

Date ListedDecember 8, 2025
Days on Market236
Tax Amount$539.83
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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