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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·39 days on market

5944 Crosby Lake Way E

Macclenny, FL 32063

$395,000$162/sqftEst. $2,188/moMLS# 2160451
↓ $5,000 below original list
5
Beds
2.5
Baths
2,432
Sq Ft
2021
Built
2
Garage
No
Pool
FEMA Zone XHOA $69/mo13,504 sqft lotWaterfrontSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Macclenny

VA ASSUMABLE MORTGAGE AT 3.5% + DOWN PAYMENT ASSISTANCE AVAILABLE! Move-in ready and built in 2021 by LGI Homes, this spacious Four Winds model offers 5 bedrooms, a dedicated office/den, and 2.5 baths. Qualified buyers may also be eligible for up to $18,000 in Down Payment Assistance (DPA). Recent updates include a fully painted interior and brand-new carpet. The primary suite and office are conveniently located downstairs, while upstairs features four additional bedrooms plus a massive loft that can be used as a bonus, game, or flex space. The kitchen offers energy-efficient appliances, crown molding, and all appliances convey. The 2021 roof, HVAC, and water heater provide added peace of mind. Enjoy soaring ceilings, generous storage, a 2-car garage, and a huge fully fenced backyard. Located in Lakes at Woodlawn, this home offers newer construction, flexible living space, and an excellent financing opportunity.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,188
HOAbilled monthly$69
Estimated total, before insurance$2,257/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,712/yr · $476/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,188
Principal & Interest: $2,188
Insurance (est.): $263
Estimated Total Monthly
$2,451
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:28 AM, sunset 7:02 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,712/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 16, 2026Price change$395,000−$5,000
  • Sep 2, 2026Active$400,000
  • Aug 17, 2026Listed$400,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $162/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5832 George Hodges Road, Macclenny, FL 32063Listed by HAMILTON HOUSE REAL ESTATE GROUP, LLCSep 2026$372,000$1704/22,19020.5
6183 George Hodges Road, Macclenny, FL 32063Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEDec 2025$380,000$1504/3.52,5341060.5
6174 George Hodges Road, Macclenny, FL 32063Listed by MCCABE REALTY INCJun 2025$575,000$2564/3.52,2442540.5
5577 Myrtle Road, Macclenny, FL 32063Listed by THOMAS R RHODEN AGENCY, INCJul 2026$270,000$1154/2.52,3522140.8
5616 Cherrytree Avenue, Macclenny, FL 32063Listed by CHAD AND SANDY REAL ESTATE GROUPNov 2025$425,000$1863/22,282391.1
8581 Pine Avenue, Macclenny, FL 32063Listed by UNITED REAL ESTATE GALLERYJul 2026$425,000$1984/32,142471.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$395,000
Price / Sq Ft$162
Bedrooms5
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,432
Acres0.31 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

MiddleBaker County
HighBaker County

Community Information

Address5944 Crosby Lake Way E, Macclenny, FL 32063
Area503-Baker County-South
SubdivisionLakes At Woodlawn
CityMacclenny
CountyBaker
StateFL
Zip Code32063
Lot Size13,503.6 sq ft
Parcel Number07-3S-22-0238-0000-
ZoningResidential

Amenities

AmenitiesNone
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage
ViewLake, Other
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Primary Bathroom - Shower No Tub, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDryer, Electric Cooktop, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchRear Porch
FencingBack Yard, Wood
RoofShingle
ConstructionConcrete, Fiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 2, 2026
Days on Market27
HOA Fees$69 / Monthly
HOA FrequencyMonthly
HOA NameLakes at Woodlawn
Tax Amount$5,712.2
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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