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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Aug 14, 2026·18 days on market

4270 Live Oak Lane

Macclenny, FL 32063

$755,000sold priceListed at $792,900 · 95.2% of asking$301/sqftMLS# 2154011
4
Beds
2.5
Baths
2,508
Sq Ft
2001
Built
4
Garage
Yes
Pool
FEMA Zone XNo HOA1.04 acresSingle Family Residence2 stories

About this home

Macclenny

Incredible Home. exceptionally clean and maintained! Two story home has LR/office and sep. dining room. Has two fireplaces, one in family room opens to covered verandah and in ground pool. Kitchen has Quartz counter tops, upgraded appliances, and breakfast area. Primary bedroom has tray ceiling and fireplace. Glamour lighting and faucets in primary bath, with tub and sep shower. Make up vanity and mirror. second story balcony. three addn bedrooms have spacious closets. Pool/Guest house living/dining combination with one bedroom, walk in closet, and large bath. This bath can accommodate shower chair or handicap equipment. Detached garage with two additional parking spaces has efficiency apartment. Oversized 1.08 acre lot. No HOA. Roof 5 years. HVAC 2 years. Sprinkler system front and back yard.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,182
Estimated total, before insurance$4,182/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,281/yr · $357/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$755,000
$151,000
Loan Term
Monthly Payment
$4,182
Principal & Interest: $4,182
Insurance (est.): $503
Estimated Total Monthly
$4,685
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,281/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 15, 2026Closed$792,900
  • Jul 24, 2026Pending$792,900
  • Jul 6, 2026Listed$792,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $230/sq ft; this home is listed at $316/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4237 Raintree Drive, Macclenny, FL 32063Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$490,000$2583/21,899250.2
8581 Pine Avenue, Macclenny, FL 32063Listed by UNITED REAL ESTATE GALLERYJul 2026$425,000$1984/32,142470.3
4209 Hickory Street, Macclenny, FL 32063Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$479,000$1614/22,976960.4
3795 Raintree Drive, Macclenny, FL 32063Listed by HERRON REAL ESTATE LLCJun 2026$767,500$2504/33,064130.7
4231 Wolfe Drive, Macclenny, FL 32063Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Mar 2026$405,000$2304/21,764981
5832 George Hodges Road, Macclenny, FL 32063Listed by HAMILTON HOUSE REAL ESTATE GROUP, LLCSep 2026$372,000$1704/22,19021.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$792,900
Price / Sq Ft$316
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,508
Acres1.04 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages4
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

School Information

MiddleBaker County
HighBaker County

Community Information

Address4270 Live Oak Lane, Macclenny, FL 32063
Area503-Baker County-South
SubdivisionMacclenny
CityMacclenny
CountyBaker
StateFL
Zip Code32063
Lot Size45,302.4 sq ft
Parcel Number093S22016300020140
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Attached, Detached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Gas Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Rear Porch
FencingBack Yard, Chain Link, Vinyl
RoofShingle
ConstructionOther, Brick, Composition Siding
Other StructuresGuest House, Outdoor Kitchen
Road SurfaceAsphalt

Additional Information

Date ListedJuly 6, 2026
Days on Market18
Tax Amount$4,280.86
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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