Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Active

Active·9 days on market

8515 Lake George Circle E

Macclenny, FL 32063

$360,000$182/sqftEst. $1,856/moMLS# 2157162

Beds

Baths

1,981

Sq Ft

2021

Built

Garage

Pool

About this home

Macclenny

Welcome to this beautifully maintained 5-bedroom, 3-bathroom home offering nearly 2,000 square feet of comfortable living space in a desirable Macclenny location. Recently refreshed with new interior paint, this home is move-in ready and designed for both everyday living and entertaining, also features solar panels, offering savings and increased efficiency. Enjoy monthly utility costs. The spacious floor plan provides ample room for family and guests, while the newly installed fence offers added privacy and a secure outdoor space to enjoy. Conveniently located near schools, shopping, dining, and major roadways, this property combines comfort, functionality, and accessibility. Whether you're looking for your next family home or a smart investment opportunity, this property is one you won't want to miss. Schedule your private showing today!

Cost to own

Mortgage calculator

Home Price

$360,000

Down Payment: 20%

$72,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,856

Principal & Interest: $1,856

Insurance (est.): $240

Estimated Total Monthly

$2,096

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,856

HOAbilled annually$53

Estimated total, before insurance$1,909/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,625 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History