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Active

Active·33 days on market

6141 Charlie Rowe Drive

Macclenny, FL 32063

$540,000$261/sqftEst. $2,874/moMLS# 2150256

Beds

Baths

2,066

Sq Ft

2025

Built

Garage

Pool

About this home

Macclenny

Why wait to build when you can own a nearly new custom home with extensive site improvements and upgrades already completed? Built in 2025 and thoughtfully improved since purchase, this stunning property offers the perfect blend of modern comfort, country living, and move-in-ready convenience. Situated on a beautifully maintained 1-acre homesite, this 3-bedroom, 2-bath home with a dedicated office features an open-concept design with LVP flooring, an electric fireplace, and a gourmet kitchen designed for both everyday living and entertaining. The kitchen boasts abundant cabinetry and pantry storage, premium appliances, and a convenient pot filler above the range. The owner's suite is a true retreat with a highly functional layout. The spacious bedroom flows seamlessly into a spa-inspired bath featuring a soaking tub, walk-in shower, and dual-sink vanity. From there, you'll enter an impressive walk-in closet designed for two, which conveniently connects directly to the laundry room.

Cost to own

Mortgage calculator

Home Price

$540,000

Down Payment: 20%

$108,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,728

Principal & Interest: $2,728

Est. Taxes & Insurance: $682

Estimated Total Monthly

$3,410

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,874

Estimated total, before insurance$2,874/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $546/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,665 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 15, 2026Price change$540,000−$10,000
Jun 12, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$540,000

Price / Sq Ft$261

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,066

Acres1.00 acres

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages2

# of Carport Spaces2

Has PoolNo

Is WaterfrontNo

School Information

MiddleBaker County

HighBaker County

Community Information

Address6141 Charlie Rowe Drive, Macclenny, FL 32063

Area501-Macclenny Area

SubdivisionMacclenny

CityMacclenny

CountyBaker

StateFL

Zip Code32063

Lot Size43,560 sq ft

Parcel Number312S22009900000220

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerSeptic Tank

Water SourceWell

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Gas Water Heater, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecurityClosed Circuit Camera(s), Security Gate