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Active Under Contract

Active Under Contract·21 days on market

5832 George Hodges Road

Macclenny, FL 32063

$360,000$164/sqftEst. $1,851/moMLS# 2159260

Beds

Baths

2,190

Sq Ft

1976

Built

Garage

Pool

About this home

Macclenny

Some homes simply feel like home--and this charming brick ranch is one of them. Tucked peacefully behind a canopy of majestic 100-year-old oak trees, this 2,100+ square foot, 4-bedroom, 2-bath home offers the kind of space, quiet, and timeless charm that is becoming harder to find. Set on 2.76 acres, there's room to slow down, breathe deeply, and enjoy the simple pleasures of country living. Inside, fresh paint throughout creates a bright, welcoming atmosphere, while the sun-filled Florida room invites you to linger over morning coffee, gather with family, or simply watch the seasons change. Plumbing and electrical have been recently updated, blending the character of an established home with important modern improvements. A detached brick two-car garage adds versatility for vehicles, storage, hobbies, or a workshop. The seller is offering a new roof with an accepted contract.

Cost to own

Mortgage calculator

Home Price

$360,000

Down Payment: 20%

$72,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,851

Principal & Interest: $1,851

Insurance (est.): $240

Estimated Total Monthly

$2,091

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,851

Estimated total, before insurance$1,851/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,661 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History