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Active

Active·48 days on market

223 S 7th Street

Macclenny, FL 32063

$410,000$205/sqftEst. $2,182/moMLS# 2147561

Beds

Baths

2,000

Sq Ft

2026

Built

Garage

Pool

About this home

Macclenny

Welcome to your dream home! This 3 bedroom and 2 bathroom home boasts an open floor plan with lots of light to showcase the new construction. The brand new home has an open kitchen with attached dining space and an additional flex room plus a 2 car attached garage. The split floor plan offers privacy for the master suite. As you step inside the living area, The open floor plan creates a seamless flow between the living room, dining area, and kitchen. NO HOA & NO CDD FEES. Don't miss the opportunity to make this stunning property your forever home. Conveniently located near shopping centers, schools, parks, and major highways, you'll have easy access to everything you need.

Cost to own

Mortgage calculator

Home Price

$410,000

Down Payment: 20%

$82,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,071

Principal & Interest: $2,071

Est. Taxes & Insurance: $518

Estimated Total Monthly

$2,589

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,182

Estimated total, before insurance$2,182/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0040495 - Macclenny WWTF · Public water (record)

County records show this parcel on central sewer served by FL0040495 - Macclenny WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,179 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History