Sold·Closed Jul 8, 2026·309 days on market
200 Bella Harbor Court 105
Palm Coast, FL 32137
About this home
Palm Coast
Minutes to European Village! Beautiful condo in Bella Harbor offering the Palm Coast lifestyle buyers are looking for. This 3-bedroom, 2-bath unit lives like a home with nearly 1,745 sq ft, 9-ft ceilings, crown molding, luxury vinyl plank flooring, granite countertops, and an electric fireplace. French doors open to a large private balcony overlooking the community pool and spa. The split floor plan provides added privacy to the primary suite. Located just steps from the Intracoastal Waterway and minutes from European Village dining, live music, shopping, marinas, trails, and the beaches. Community amenities include a pool, spa, and clubhouse. Pre-inspected and offered with a transferable home warranty. Condo financing available. Strong value opportunity in Bella Harbor.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Tile — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,799 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $2,588/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 9, 2026Closed$249,900
- Aug 1, 2025Listed$249,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $143/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 37 Captains Walk, Palm Coast, FL 32137Listed by FIV REALTY CO FLORIDA LLC | Aug 2026 | $277,000 | $177 | 2/2.5 | 1,565 | 109 | 0.1 |
| 102 Yacht Harbor Drive 276, Palm Coast, FL 32137Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Sep 2026 | $399,999 | $255 | 2/2 | 1,570 | 70 | 0.3 |
| 146 Palm Coast Resort Boulevard 206, Palm Coast, FL 32137Listed by REMAX SELECT PROFESSIONALS | Aug 2026 | $320,000 | $238 | 3/2 | 1,344 | 40 | 0.3 |
| 225 Misty Harbor Trace, Palm Coast, FL 32137Listed by PONTE VEDRA CLUB REALTY, INC. | Jun 2026 | $360,000 | $185 | 3/2.5 | 1,941 | 39 | 0.3 |
| 1200 Canopy Walk Lane 1233, Palm Coast, FL 32137Listed by REALTY EXECUTIVES OCEANSIDE | Jul 2026 | $212,000 | $171 | 2/2 | 1,238 | 70 | 0.9 |
| 1200 Canopy Walk Lane 1211, Palm Coast, FL 32137Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $342,500 | $200 | 3/2 | 1,712 | 3 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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