This home is in Jacksonville.
Sold·Closed Jul 17, 2026·115 days on market·Recent sales in Jacksonville
3902 Moncrief Road W
Jacksonville, FL 32209
About this home
Jacksonville
Spacious, solid, and packed with value! This all-brick home offers over 3,100 sq ft of living space on .57 acres, featuring 4 bedrooms, 3.5 baths, and a 3-car garage. With generous room sizes, a functional layout, and plenty of space inside and out, this one-owner home is a great opportunity for buyers looking for long-term value and the ability to make it their own. The home comes fully furnished and includes all appliances, making it move-in ready while still offering the chance to update finishes over time to match your personal style. Major items have already been addressed, including a roof approximately 9 years old, HVAC approximately 5 years old, gas water heater only 2 years old, whole-house electrical updated about 5 years ago, most plumbing already updated, and septic pumped approximately 5 years ago. A standout feature is the Artesian well, providing natural water and helping eliminate a monthly water bill.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1965)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,626 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $271,641 | $58,696 | ▲ $3,277 |
| 2024 | $269,008 | $56,053 | — |
| 2023 | $266,248 | $52,673 | — |
| 2022 | $246,064 | $58,392 | — |
| 2021 | $194,541 | $55,206 | — |
| 2020 | $188,176 | $53,740 | ▲ $6,554 |
2025 property taxes (current owner): $1,554/yr
Estimated taxes if purchased at asking price: ~$5,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 20, 2026Closed$296,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $110/sq ft; this home is listed at $93/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4235 Clyde Drive, Jacksonville, FL 32208Listed by NEFLA NETWORK REALTY | Sep 2025 | $295,000 | $110 | 5/4 | 2,682 | 330 | 1 |
| 5560 Paris Avenue, Jacksonville, FL 32209Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTY | Aug 2026 | $400,017 | $133 | 6/3 | 3,018 | 0 | 1.1 |
| 7622 Reed Street, Jacksonville, FL 32208Listed by SUNSHINE REALTY & CO LLC | Aug 2026 | $145,000 | $61 | 3/2.5 | 2,380 | 16 | 1.3 |
| 2501 Doby Street, Jacksonville, FL 32209Listed by UNITED REAL ESTATE GALLERY | Jun 2026 | $210,000 | $84 | 4/2.5 | 2,501 | 50 | 1.3 |
| 7617 Reed Street, Jacksonville, FL 32208Listed by BIRD DOG REAL ESTATE GROUP LLC | Sep 2026 | $315,000 | $119 | 5/3 | 2,648 | 35 | 1.4 |
| 2541 Grand Street, Jacksonville, FL 32208Listed by EXP REALTY LLC | Apr 2026 | $330,106 | $102 | 6/3 | 3,242 | 328 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARK SPAIN REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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