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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jul 31, 2026·0 days on market

1766 Moss Creek Drive

Fleming Island, FL 32003

$375,000sold priceListed at $375,000 · 100% of asking$242/sqftMLS# 2159017
3
Beds
2
Baths
1,548
Sq Ft
2000
Built
2
Garage
No
Pool
HOA $6/moSingle Family Residence1 story

About this home

Fleming Island

Beautiful 3 bedrooms/2 baths home with lake view.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,077
Property taxesest. at asking price, Clay County$575
HOAbilled annually$6
Estimated total, before insurance$2,658/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$2,077
Principal & Interest: $2,077
Property taxes (est.): $575
Insurance (est.): $250
Estimated Total Monthly
$2,902
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,749 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 7, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $220/sq ft; this home is listed at $242/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1760 Moss Creek Drive, Fleming Island, FL 32003Listed by UNITED REAL ESTATE GALLERYJul 2026$395,000$2004/21,97210
1783 Moss Creek Drive, Fleming Island, FL 32003Listed by UNITED REAL ESTATE GALLERYSep 2026$371,500$2204/21,688240.1
1472 Greenway Place, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$380,000$2283/21,66610.2
2029 Cypress Bluff Court, Fleming Island, FL 32003Listed by MAXREV, LLCJun 2026$410,000$2054/22,000401.1
2254 Eagle Talon Circle, Fleming Island, FL 32003Listed by NEXTHOME COLLINS REALTYJul 2026$385,050$2183/21,763291.2
1782 Oak Grove Drive S, Green Cove Springs, FL 32043Listed by OFFERPAD BROKERAGE FL LLCJun 2026$325,000$2313/21,404761.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$242
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,548
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame, Traditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1766 Moss Creek Drive, Fleming Island, FL 32003
Area124-Fleming Island-SW
SubdivisionFleming Island Plantation
CityFleming Island
CountyClay
StateFL
Zip Code32003
Parcel Number08052601426600699

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center
UtilitiesElectricity Connected
Water SourcePublic
ParkingGarage
ViewLake

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionStucco, Vinyl Siding
Road FrontageCity Street

Additional Information

Date ListedAugust 7, 2026
Days on Market0
HOA Fees$70 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NON MLS (realMLS)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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