Sold·Closed Sep 14, 2026·24 days on market
1783 Moss Creek Drive
Fleming Island, FL 32003
About this home
Fleming Island
Privacy, comfort, and thoughtful updates come together in this beautifully maintained home backing to a peaceful wooded preserve with no rear neighbors. Offering the perfect balance of indoor and outdoor living, this property is designed for buyers looking for a home that's as functional as it is inviting. Inside, the open-concept floor plan is enhanced by soaring vaulted ceilings, abundant natural light, and durable luxury vinyl plank flooring that flows throughout the main living areas. The spacious kitchen serves as the heart of the home, featuring granite countertops, white cabinetry, stainless steel appliances, a striking mosaic tile backsplash, and an oversized breakfast bar that keeps everyone connected whether preparing dinner or entertaining guests. Just beyond the living room, the oversized screened lanai creates an additional outdoor living space you'll enjoy throughout the year.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2002)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,653 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,185/yr
Estimated taxes if purchased at asking price: ~$6,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 16, 2026Closed$373,000
- Aug 15, 2026Pending$373,000
- Aug 9, 2026Active Under Contract$373,000
- Jul 16, 2026Listed$373,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $221/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1766 Moss Creek Drive, Fleming Island, FL 32003Listed by NON MLS (realMLS) | Jul 2026 | $375,000 | $242 | 3/2 | 1,548 | 0 | 0.1 |
| 1760 Moss Creek Drive, Fleming Island, FL 32003Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $395,000 | $200 | 4/2 | 1,972 | 1 | 0.1 |
| 1417 Woodland View Drive, Fleming Island, FL 32003Listed by WEICHERT REALTORS THE COFFEY GROUP | Jul 2026 | $400,000 | $196 | 4/2.5 | 2,042 | 6 | 0.2 |
| 1472 Greenway Place, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $380,000 | $228 | 3/2 | 1,666 | 1 | 0.2 |
| 1738 Oak Grove Circle, Green Cove Springs, FL 32043Listed by INI REALTY | Sep 2026 | $620,000 | $303 | 3/2.5 | 2,048 | 106 | 1 |
| 2029 Cypress Bluff Court, Fleming Island, FL 32003Listed by MAXREV, LLC | Jun 2026 | $410,000 | $205 | 4/2 | 2,000 | 40 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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