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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Pending

$380,000Pending5 bd · 3 ba · 2,499 sq ft

Pending·96 days on market

3378 Lawton Place

Green Cove Springs, FL 32043

$380,000$152/sqftEst. $2,072/mo mortgageMLS# 2158772
↓ $5,000 below original list
5
Beds
3
Baths
2,499
Sq Ft
2021
Built
2
Garage
No
Pool
FEMA Zone XHOA $60/moSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

2021 DR Horton Hayden | 5 Bedrooms | Home Office | First-Floor Bedroom & Full Bath | VA Assumable 4.75% Loan | Low HOA | No CDD Skip the wait for new construction! Better than new, this 2021 DR Horton Hayden floor plan offers 5 bedrooms, 3 full bathrooms, a dedicated home office, a first-floor bedroom with a full bathroom, and a 2-car garage in Willow Springs. Even better, VA-eligible buyers may have the opportunity to assume the seller's low 4.75% VA loan, subject to lender and VA approval. Designed for today's lifestyle, this move-in-ready home combines modern finishes, flexible living spaces, and an open-concept layout that's perfect for everyday living and entertaining. One of the home's standout features is its versatile first floor, complete with a private home office, a bedroom, and a full bathroom, providing exceptional flexibility for guests, a home office, hobbies, or changing needs. The spacious kitchen overlooks the dining and family rooms, creating a seamless flow for

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,072
Property taxesest. at asking price, Clay County$582
HOAbilled quarterly$60
Estimated total, before insurance$2,714/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$380,000
$76,000
Loan Term
Monthly Payment
$2,072
Principal & Interest: $2,072
Property taxes (est.): $582
Insurance (est.): $253
Estimated Total Monthly
$2,907
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,733 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Nov 9, 2026Pending$380,000
  • Oct 3, 2026Active Under Contract$380,000
  • Aug 28, 2026Price change$380,000−$5,000
  • Aug 6, 2026Price change$385,000+$6,000
  • Aug 6, 2026Listed$379,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $152/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3419 Lawton Place, Green Cove Springs, FL 32043Listed by LPT REALTY LLCAug 2026$320,000$1724/21,861920.1
3473 Lawton Place, Green Cove Springs, FL 32043Listed by MOMENTUM REALTYOct 2026$310,000$1674/21,861160.2
2165 Carolina Court, Green Cove Springs, FL 32043Listed by REAL BROKER LLCAug 2026$320,000$1724/21,86260.3
3577 Twin Falls Drive, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENTJul 2026$284,500$1534/21,8621310.4
3574 Grand Victoria Court, Green Cove Springs, FL 32043Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$600,000$2164/32,781530.5
2039 Medinah Lane, Green Cove Springs, FL 32043Listed by EXIT 1 STOP REALTYSep 2026$442,000$1884/32,352140.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$380,000
Price / Sq Ft$152
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,499
Total Structure Area2,814 sq ft
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementarySpring Park
MiddleGreen Cove Springs
HighClay

Community Information

Address3378 Lawton Place, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionWillow Springs
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Parcel Number32052601446200557

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage, Off Street

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedAugust 6, 2026
Days on Market96
HOA Fees$181 / Quarterly
HOA FrequencyQuarterly
HOA NameWillow Springs HOA
Listing TermsAssumable, Cash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines