Active·50 days on market
3378 Lawton Place
Green Cove Springs, FL 32043
About this home
Green Cove Springs
2021 DR Horton Hayden | 5 Bedrooms | Home Office | First-Floor Bedroom & Full Bath | VA Assumable 4.75% Loan | Low HOA | No CDD Skip the wait for new construction! Better than new, this 2021 DR Horton Hayden floor plan offers 5 bedrooms, 3 full bathrooms, a dedicated home office, a first-floor bedroom with a full bathroom, and a 2-car garage in Willow Springs. Even better, VA-eligible buyers may have the opportunity to assume the seller's low 4.75% VA loan, subject to lender and VA approval. Designed for today's lifestyle, this move-in-ready home combines modern finishes, flexible living spaces, and an open-concept layout that's perfect for everyday living and entertaining. One of the home's standout features is its versatile first floor, complete with a private home office, a bedroom, and a full bathroom, providing exceptional flexibility for guests, a home office, hobbies, or changing needs. The spacious kitchen overlooks the dining and family rooms, creating a seamless flow for
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,733 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 28, 2026Price change$380,000−$5,000
- Aug 6, 2026Price change$385,000+$6,000
- Aug 6, 2026Listed$379,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
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