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Sold

Sold·Closed Jul 31, 2026·131 days on market

3577 Twin Falls Drive

Green Cove Springs, FL 32043

$284,500sold priceListed at $293,000 · 97.1% of asking$153/sqftMLS# 2131467
4
Beds
2
Baths
1,862
Sq Ft
2019
Built
2
Garage
No
Pool
HOA $6/mo9,583 sqft lotSingle Family Residence1 story

About this home

Green Cove Springs

Don't miss this opportunity in Magnolia West! This well-maintained 4-bedroom, 2-bath home built in 2019 is perfectly positioned on a quiet cul-de-sac with extra privacy and space between neighbors. Inside, you'll love the bright, open layout with high ceilings and a seamless flow throughout the living areas. The kitchen is a standout with white cabinetry, stainless steel appliances, and plenty of counter space ideal for hosting or everyday use. Enjoy the convenience of a two-car garage and a location just minutes from shopping, dining, major highways, and top-rated schools. The Magnolia West community also offers great amenities for residents to enjoy. Move in ready and priced to sell schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,576
Property taxesest. at asking price, Clay County$436
HOAbilled annually$6
Estimated total, before insurance$2,018/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,597/yr · $383/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$284,500
$56,900
Loan Term
Monthly Payment
$1,576
Principal & Interest: $1,576
Property taxes (est.): $436
Insurance (est.): $190
Estimated Total Monthly
$2,202
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,700 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$298,433$171,477—
2024$298,053$165,937▲ $3,758
2023$293,958$159,648—
2022$280,362$153,542—
2021$197,614$147,614—
2020$30,000$30,000—

2025 property taxes (current owner): $4,597/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$293,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $157/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2165 Carolina Court, Green Cove Springs, FL 32043Listed by REAL BROKER LLCAug 2026$320,000$1724/21,86260.1
2205 Pebble Point Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$300,000$1624/21,856290.3
3419 Lawton Place, Green Cove Springs, FL 32043Listed by LPT REALTY LLCAug 2026$320,000$1724/21,861920.4
2039 Medinah Lane, Green Cove Springs, FL 32043Listed by EXIT 1 STOP REALTYSep 2026$442,000$1884/32,352140.5
3581 Oglebay Drive, Green Cove Springs, FL 32043Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$435,000$1994/22,182470.7
3585 Oglebay Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$425,000$1984/22,149490.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$293,000
Price / Sq Ft$157
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,862
Acres0.22 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address3577 Twin Falls Drive, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionMagnolia West
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size9,583.2 sq ft
Parcel Number05062601523400891

Amenities

AmenitiesPool, Barbecue, Children's Pool, Clubhouse, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Suburban
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesButler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot, Cul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 23, 2026
Days on Market131
HOA Fees$75 / Annually
HOA FrequencyAnnually
Tax Amount$4,597.48
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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