Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 37
Sold

Sold·Closed Aug 24, 2026·6 days on market

2165 Carolina Court

Green Cove Springs, FL 32043

$320,000sold priceListed at $330,000 · 97% of asking$172/sqftMLS# 2155484
4
Beds
2
Baths
1,862
Sq Ft
2023
Built
2
Garage
No
Pool
FEMA Zone XHOA $56/moSingle Family Residence1 story

About this home

Green Cove Springs

Here's what I'd tell a friend about this one: the lot is the story! On a quiet cul-de-sac with extra yard space on every side, you get room to actually use- a trampoline, a pool, a garden, a fire put, whatever fits your life. That's not something you find on every street in Willow Springs! Inside, you've got four bedrooms and two bathrooms across 1862 square feet. Owners shower was updated and tub was removed. Owners closet was specifically designed for functionality and space. Willow Springs has become a sought after neighborhood in Clay County, with a pool and playground and no CDD fees! You're zoned for Clay County's top-rated schools, minutes from Fleming Island shopping and dining, close to downtown Green Cove Springs, and a 25 minute drive to NAS Jacksonville. Cul-de-sac lots this size in this neighborhood don't come up often. If you want a walkthrough, I'm happy to show you personally!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,772
Property taxesest. at asking price, Clay County$490
HOAbilled quarterly$56
Estimated total, before insurance$2,319/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$320,000
$64,000
Loan Term
Monthly Payment
$1,772
Principal & Interest: $1,772
Property taxes (est.): $490
Insurance (est.): $213
Estimated Total Monthly
$2,476
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,768 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 11, 2026Closed$330,000
  • Jul 25, 2026Active Under Contract$330,000
  • Jul 15, 2026Listed$330,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $198/sq ft; this home is listed at $177/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3577 Twin Falls Drive, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENTJul 2026$284,500$1534/21,8621310.1
3419 Lawton Place, Green Cove Springs, FL 32043Listed by LPT REALTY LLCAug 2026$320,000$1724/21,861920.4
2039 Medinah Lane, Green Cove Springs, FL 32043Listed by EXIT 1 STOP REALTYSep 2026$442,000$1884/32,352140.6
3581 Oglebay Drive, Green Cove Springs, FL 32043Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$435,000$1994/22,182470.8
3585 Oglebay Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$425,000$1984/22,149490.8
3255 Maryland Avenue, Green Cove Springs, FL 32043Listed by PLANTANA REALTY, INC.Aug 2026$445,000$2003/2.52,220111

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$330,000
Price / Sq Ft$177
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,862
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementarySpring Park
MiddleGreen Cove Springs
HighClay

Community Information

Address2165 Carolina Court, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionWillow Springs
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Parcel Number3205S26E

Amenities

AmenitiesPool, Park, Playground
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
FencingBack Yard
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 15, 2026
Days on Market6
HOA Fees$168 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines