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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Active

Active·32 days on market

10090 Alvin Court

Jacksonville, FL 32222

$175,000$205/sqftEst. $969/moMLS# 2158106
↓ $30,000 below original list
3
Beds
2
Baths
854
Sq Ft
1984
Built
—
Garage
No
Pool
FEMA Zone XNo HOA2.00 acresSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Rare opportunity to own 2 acres in a peaceful country setting with well, septic, and electric already in place. Approximately half of the property has been cleared, providing an ideal balance of open space and mature trees for privacy. The existing mobile home is being sold as-is and offers little contributory value, making this an excellent opportunity for buyers looking to renovate, replace with a new manufactured home, or build their dream home. Whether you're seeking a private homestead, investment property, or future homesite, this property offers endless potential. Located on a quiet, gravel road with plenty of room for boats, RVs, workshops, gardens, and animals, yet still convenient to shopping, dining, and major highways. BONUS OPPORTUNITY: The adjacent 2-acre parcel at 10096 Alvin Ct. is also available for purchase.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$969
Property taxesest. at asking price, Duval County$286
Estimated total, before insurance$1,255/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,703/yr · $142/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$175,000
$35,000
Loan Term
Monthly Payment
$969
Principal & Interest: $969
Property taxes (est.): $286
Insurance (est.): $117
Estimated Total Monthly
$1,372
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,535 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,703/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 8, 2026Active$175,000
  • Sep 1, 2026Pending$175,000
  • Aug 30, 2026Price change$175,000−$30,000
  • Jul 31, 2026Listed$205,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $146/sq ft; this home is listed at $205/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6322 Old Middleburg S Road S, Jacksonville, FL 32222Listed by 904 REALTY LLCJun 2026$199,999$2363/18461041.3
8640 Susie Street, Jacksonville, FL 32210Listed by CHAD AND SANDY REAL ESTATE GROUPAug 2026$137,000$1463/1938452.5
4525 Zambito Avenue, Jacksonville, FL 32210Listed by MOMENTUM REALTYAug 2025$125,000$1342/1936762.5
8356 Susie Street, Jacksonville, FL 32210Listed by EAGLES WORLD REALTY, INCFeb 2026$87,000$1142/17661352.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$175,000
Price / Sq Ft$205
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage854
Acres2.00 acres
Year Built1984
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionFixer
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address10090 Alvin Court, Jacksonville, FL 32222
Area063-Jacksonville Heights/Oak Hill/English Estates
SubdivisionJax Heights
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Lot Size87,120 sq ft
Parcel Number0155260260
ZoningResidential

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerSeptic Tank
Water SourceWell
ParkingUnassigned

Interior

AppliancesNone
HeatingNone
CoolingNone
FlooringCarpet, Laminate
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionCleared, Wetlands
Patio / PorchFront Porch
FencingFenced
Road SurfaceDirt

Additional Information

Date ListedSeptember 8, 2026
Days on Market67
Tax Amount$1,702.91
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOUSE & HAVEN

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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