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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·58 days on market

6043 Malcone Lane

Jacksonville, FL 32244

$160,000$154/sqftEst. $886/moMLS# 2160078
↓ $19,900 below original list
3
Beds
1
Baths
1,036
Sq Ft
1968
Built
—
Garage
No
Pool
FEMA Zone XNo HOA10,890 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to this inviting 3-bedroom, 1-bath home in the Wesconnett area of Jacksonville. The spacious layout offers comfortable living areas with flexible rooms that can be used as bedrooms, a home office, guest space, or additional living areas. Enjoy a generous backyard with plenty of room for outdoor activities and relaxation. Conveniently located near shopping, dining, parks, schools, and major roadways, this home offers easy access to the surrounding Jacksonville area.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$886
Property taxesest. at asking price, Duval County$261
Estimated total, before insurance$1,148/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,549/yr · $212/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$160,000
$32,000
Loan Term
Monthly Payment
$886
Principal & Interest: $886
Property taxes (est.): $261
Insurance (est.): $107
Estimated Total Monthly
$1,254
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1968)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,549/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 9, 2026Price change$160,000−$10,000
  • Sep 17, 2026Price change$170,000−$9,900
  • Aug 13, 2026Listed$179,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $154/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5663 Minocqua Street, Jacksonville, FL 32210Listed by NAVY TO NAVY HOMES LLCSep 2026$245,000$2194/21,120140.6
6215 Randia Drive, Jacksonville, FL 32210Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$235,000$1754/21,341100.6
5229 Saginaw Avenue, Jacksonville, FL 32210Listed by MOMENTUM REALTYAug 2026$214,000$1964/21,092500.6
5508 Moret Drive E, Jacksonville, FL 32244Listed by EXP REALTY LLCAug 2026$134,500$1093/11,238470.6
5234 Witby Avenue, Jacksonville, FL 32210Listed by KELLER WILLIAMS JACKSONVILLESep 2026$219,999$1793/21,228740.7
6611 Romilly Drive, Jacksonville, FL 32210Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$190,000$1593/11,1941020.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$160,000
Price / Sq Ft$154
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,036
Acres0.25 acres
Year Built1968
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryCedar Hills
MiddleAlfred Dupont
HighWestside High School

Community Information

Address6043 Malcone Lane, Jacksonville, FL 32244
Area056-Yukon/Wesconnett/oak Hill
SubdivisionJax Heights
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size10,890 sq ft
Parcel Number0977890020
ZoningSingle Family

Amenities

Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesOther
SewerUnknown
Water SourceOther
ParkingCarport, Shared Driveway
ViewTrees/Woods

Interior

Interior FeaturesOpen Floorplan
AppliancesDishwasher, Electric Range
HeatingElectric
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne

Exterior

Lot DescriptionFew Trees
FencingBack Yard
ConstructionBlock, Concrete
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 14, 2026
Days on Market57
Tax Amount$2,548.83
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAINSTAY BROKERAGE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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