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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 30, 2026·104 days on market·Recent sales in Jacksonville

6322 Old Middleburg S Road S

Jacksonville, FL 32222

$199,999sold priceListed at $199,999 · 100% of asking$236/sqftMLS# 2125754
3
Beds
1
Baths
846
Sq Ft
1955
Built
—
Garage
No
Pool
No HOA0.86 acresSingle Family Residence1 story

About this home

Jacksonville

Cozy home situated on a spacious approximately 0.80 acre lot offering flexibility and long-term potential. The property features a well-maintained house with major updates already completed, making it a great option for a homeowner, rental investment, or future plans. With nearly an acre of land and a home already in place, the property offers space, privacy, and opportunity in a convenient location. Major Improvements: • Roof replaced - 2016 • Re-plumbed - 2016 • Central Heat & Air - Installed 6/18/2016 • Front porch handrail & posts - 6/10/2016 • Window replacement - 6/11/2019 • Solid core interior doors - 6/27/2019 • Electrical box upgrade - 8/21/2021

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,108
Property taxesest. at asking price, Duval County$327
Estimated total, before insurance$1,434/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$199,999
$40,000
Loan Term
Monthly Payment
$1,108
Principal & Interest: $1,108
Property taxes (est.): $327
Insurance (est.): $133
Estimated Total Monthly
$1,568
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$107,950$25,000—
2024$103,480$25,000—
2023$76,046$24,454—
2022$73,070$23,014—
2021$59,916$21,616—
2020$58,118$20,973▼ $2,383

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $146/sq ft; this home is listed at $236/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8640 Susie Street, Jacksonville, FL 32210Listed by CHAD AND SANDY REAL ESTATE GROUPAug 2026$137,000$1463/1938451.4
8356 Susie Street, Jacksonville, FL 32210Listed by EAGLES WORLD REALTY, INCFeb 2026$87,000$1142/17661351.6
4525 Zambito Avenue, Jacksonville, FL 32210Listed by MOMENTUM REALTYAug 2025$125,000$1342/1936761.7
5725 Hillman Drive, Jacksonville, FL 32244Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$136,000$1363/1.59991711.9
7351 Proxima Road, Jacksonville, FL 32210Listed by NUVIEW REALTYMay 2026$145,000$1593/191232.7
4448 Melvin Circle E, Jacksonville, FL 32210Listed by MAINSTAY BROKERAGE LLCSep 2026$113,500$1482/1768172.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,999
Price / Sq Ft$236
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage846
Acres0.86 acres
Year Built1955
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address6322 Old Middleburg S Road S, Jacksonville, FL 32222
Area064-Bent Creek/Plum Tree
SubdivisionBent Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Lot Size37,461.6 sq ft
Parcel Number0152990010

Amenities

UtilitiesElectricity Available, Water Available
SewerSeptic Tank
Water SourcePublic
ParkingAttached Carport

Interior

AppliancesConvection Oven, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedMay 16, 2026
Days on Market104
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 904 REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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