This home is in Jacksonville.
Sold·Closed Aug 21, 2026·45 days on market·Recent sales in Jacksonville
8640 Susie Street
Jacksonville, FL 32210
About this home
Jacksonville
**CENTRAL LOCATION**FENCED BACKYARD**NO HOA** Discover the potential of this 3 bed/1 bath home, offering a charming and cozy feel with MOVE-IN READY neutral colors and a bright and inviting atmosphere. Step inside to find BRAND NEW carpet and vinyl flooring throughout, starting with a spacious living room that is perfect for relaxing. The large kitchen offers tons of cabinetry and plenty of space for a dedicated dining area. Laundry room is located just off the kitchen. Outside, the front porch boasts a spacious deck, while the FENCED BACKYARD provides a private outdoor area to enjoy. With NO HOA fees, you have the freedom to truly customize the property. The home is ideally located nearby major roadways making commuting a breeze, offering excellent convenience for daily travel. This property is just waiting for the right person to make this house a home! Schedule your showing today! SEPTIC PUMPED AND INSPECTED In GREAT condition report in the documents.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1920)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,153 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $130,705 | $130,705 | — |
| 2024 | $125,454 | $120,454 | ▲ $10,728 |
| 2023 | $109,504 | $109,504 | — |
| 2022 | $105,134 | $95,970 | ▲ $1,397 |
| 2021 | $87,246 | $87,246 | — |
| 2020 | $19,142 | $19,142 | — |
2025 property taxes (current owner): $2,673/yr
Estimated taxes if purchased at asking price: ~$2,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 22, 2026Closed$143,000
- Jul 24, 2026Active Under Contract$143,000
- Jun 8, 2026Listed$143,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $169/sq ft; this home is listed at $152/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8427 McGlothlin Street, Jacksonville, FL 32210Listed by 1 REALTY CORP | Sep 2026 | $116,500 | $96 | 2/2 | 1,216 | 73 | 0.3 |
| 8441 Vining Street, Jacksonville, FL 32210Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTY | Sep 2026 | $250,020 | $207 | 3/2 | 1,209 | 0 | 0.3 |
| 8356 Susie Street, Jacksonville, FL 32210Listed by EAGLES WORLD REALTY, INC | Feb 2026 | $87,000 | $114 | 2/1 | 766 | 135 | 0.3 |
| 8350 Osteen Street, Jacksonville, FL 32210Listed by HERRON REAL ESTATE LLC | Aug 2025 | $135,395 | $118 | 2/2 | 1,152 | 24 | 0.3 |
| 8352 Hewitt Street, Jacksonville, FL 32244Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $240,000 | $202 | 3/2 | 1,188 | 8 | 0.5 |
| 8231 Susie Street 0, Jacksonville, FL 32210Listed by FLORIDA LIFE REALTY AND INVESTMENTS, LLC. | Jun 2026 | $195,000 | $169 | 3/2 | 1,153 | 51 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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