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Sold

Sold·Closed Aug 28, 2026·8 days on market

722 Crystal Way

Orange Park, FL 32065

$185,000sold priceListed at $207,000 · 89.4% of asking$128/sqftMLS# 2158100
2
Beds
2.5
Baths
1,440
Sq Ft
2005
Built
1
Garage
No
Pool
FEMA Zone XHOA $200/mo1,481 sqft lotTownhouse2 stories

About this home

Orange Park

• Move-In Ready Townhome in a Gated Community! • Welcome home to this beautifully maintained, move-in ready townhome offering comfort, style, and numerous updates throughout. The spacious floor plan features two bedrooms upstairs, each with access to a full bathroom, along with a convenient half bath on the main level for guests. • The kitchen comes complete with all appliances, including a refrigerator, dishwasher, range, oven, microwave, washer, and dryer. The refrigerator and washer are brand new, making this home truly ready for its next owner. • Major updates provide peace of mind, including an HVAC system replaced in 2020, an approximately 9-year-old roof, and luxury vinyl plank (LVP) flooring installed in 2021. All three toilets have been replaced, and updated light fixtures add a modern touch throughout the home. • Relax year-round in the beautiful screened-in patio just off the living room--perfect for enjoying your morning coffee or entertaining guests.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,025
Property taxesest. at asking price, Clay County$284
HOAbilled monthly$200
Estimated total, before insurance$1,508/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,649/yr · $221/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$185,000
$37,000
Loan Term
Monthly Payment
$1,025
Principal & Interest: $1,025
Property taxes (est.): $284
Insurance (est.): $123
Estimated Total Monthly
$1,432
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,773 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,649/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 31, 2026Closed$207,000
  • Aug 15, 2026Pending$207,000
  • Aug 6, 2026Active$207,000
  • Jul 31, 2026Listed$207,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $127/sq ft; this home is listed at $144/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
339 Sunstone Court, Orange Park, FL 32065Listed by MARK SPAIN REAL ESTATEJul 2026$185,000$1283/2.51,440120.1
785 Oakleaf Plantation Parkway 1323, Orange Park, FL 32065Listed by UNITED REAL ESTATE GALLERYJun 2026$205,000$1353/21,521250.1
785 Oakleaf Plantation Parkway 833, Orange Park, FL 32065Listed by THE LEGENDS OF REAL ESTATESep 2026$178,000$1173/21,5214730.2
785 Oakleaf Plantation Parkway 914, Orange Park, FL 32065Listed by MOMENTUM REALTYJul 2026$170,000$1272/21,339560.2
785 Oakleaf Plantation Parkway 533, Orange Park, FL 32065Listed by MARGANON REAL ESTATE FIRMJun 2026$187,000$1233/21,5211250.2
785 Oakleaf Plantation Parkway 1412, Orange Park, FL 32065Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$186,000$1104/21,690620.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$207,000
Price / Sq Ft$144
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,440
Total Structure Area1,892 sq ft
Acres0.03 acres
Year Built2005
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryPlantation Oaks
MiddleOakleaf Jr High

Community Information

Address722 Crystal Way, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionCambridge
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size1,481.04 sq ft
Parcel Number12042400786901553
ZoningPUD

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

AppliancesDishwasher, Dryer, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingAttic Fan, Central Air, Electric
# of Stories2

Additional Information

Date ListedAugust 6, 2026
Days on Market8
HOA Fees$200 / Monthly
HOA FrequencyMonthly
HOA NameMERCER PROPERTY MANAGEMENT
Tax Amount$2,649.28
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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