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Active

Active·146 days on market

785 Oakleaf Plantation Parkway 1333

Orange Park, FL 32065

$169,900$112/sqftEst. $864/moMLS# 2131535

Beds

Baths

1,521

Sq Ft

2006

Built

—

Garage

Pool

About this home

Orange Park

**NEW ROOF**NEW HVAC**AMENITIES** Discover this immaculately maintained, 3 bed/2 bath 3rd story unit with ELEVATOR ACCESS! This stunning home features an OPEN LAYOUT and a SPLIT BEDROOM FLOOR PLAN, highlighted by durable LVP flooring throughout. The kitchen features a breakfast bar and tons of counter space, while the in unit laundry room comes with the washer and dryer included. Retreat to the UPDATED MASTER BATHROOM showcasing a luxurious waterfall shower fixture and floor to ceiling tile. Enjoy your morning coffee on the SCREENED-IN BALCONY. Upgrades include a NEW ROOF, NEW HVAC (2024), and a FRESHLY PAINTED exterior. This unit is perfectly positioned right next to stairs and right across from an elevator. Nestled in Oakleaf Plantation, you'll have access to RESORT STYLE AMENITIES, and nearby Oakleaf Town Center and all of its shopping and dining. Don't miss this!

Cost to own

Mortgage calculator

Home Price

$169,900

Down Payment: 20%

$33,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$864

Principal & Interest: $864

Property taxes (est.): $260

Insurance (est.): $113

Estimated Total Monthly

$1,237

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$864

Property taxesest. at asking price, Clay County$260

HOAbilled monthly$468

Estimated total, before insurance$1,592/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $255,000 in April 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$188,105	$81,720	—
2024	$187,338	$78,569	—
2023	$187,473	$74,679	—
2022	$155,283	$70,014	—
2021	$117,004	$66,504	—
2020	$117,134	$67,134	—

2025 property taxes (current owner): $2,682/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Feb 25, 2026Listed$169,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$169,900

Price / Sq Ft$112

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,521

Acres0.02 acres

Year Built2006

TypeResidential

Sub-TypeCondominium

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

Direction FacesNortheast

School Information

ElementaryOakleaf Village

MiddleOakleaf Jr High

HighOrange Park

Community Information

Address785 Oakleaf Plantation Parkway 1333, Orange Park, FL 32065

Area139-Oakleaf/Orange Park/NW Clay County

SubdivisionThe Preserve At Oakleaf Plantation

CityOrange Park

CountyClay

StateFL

Zip Code32065

Lot Size871.2 sq ft

Parcel Number12042400786902655

ZoningResidential

Amenities

AmenitiesBasketball Court, Car Wash Area, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Management - Full Time, Playground, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAssigned, Guest, Parking Lot

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Elevator, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringLaminate

# of Stories1

LevelsThree Or More

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecurityFire Sprinkler System, Smoke Detector(s)