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Sold

Sold·Closed Jul 30, 2026·56 days on market

785 Oakleaf Plantation Parkway 914

Orange Park, FL 32065

$170,000sold priceListed at $170,000 · 100% of asking$127/sqftMLS# 2146426
2
Beds
2
Baths
1,339
Sq Ft
2006
Built
—
Garage
No
Pool
FEMA Zone XHOA $468/mo436 sqft lotCondominium1 story

About this home

Orange Park

Multiple offers received, all offers due by 07/15/26 at 7 PM. Completely remodeled ground level end unit, this 2BR/2BA condo offers tons of upgrades w/ no deferred maintenance. Features include 12MM luxury vinyl plank flooring throughout, fresh Sherwin Williams paint, LED recessed lighting, upgraded Boho style fixtures & renovated kitchen w/ white shaker cabinets, quartz countertops, tile backsplash, undermount sink, Delta faucet & stainless appliances. Both bathrooms have been updated w/ custom vanities, quartz counters, new toilets & upgraded Delta shower systems. Primary bath features oversized walk in shower w/ Daltile tile & custom linear drain. Additional upgrades include champagne bronze hardware throughout, new patio door rollers/track & HVAC replaced in 2024. Enjoy maintenance free living w/ access to 2 resort style pools, fitness centers, tennis, basketball, soccer fields, playgrounds & walking trails, minutes from Oakleaf Town Center shopping, restaurants & grocery stores.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$942
Property taxesest. at asking price, Clay County$261
HOAbilled monthly$468
Estimated total, before insurance$1,670/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,439/yr · $203/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$170,000
$34,000
Loan Term
Monthly Payment
$942
Principal & Interest: $942
Property taxes (est.): $261
Insurance (est.): $113
Estimated Total Monthly
$1,315
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,760 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$166,377$65,764—
2024$165,715$63,204—
2023$165,848$59,907—
2022$137,420$56,706—
2021$103,599$53,599—
2020$103,729$53,729—

2025 property taxes (current owner): $2,439/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$170,000
  • Jul 18, 2026Active Under Contract$170,000
  • Jul 9, 2026Price change$170,000−$5,000
  • May 21, 2026Listed$175,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $125/sq ft; this home is listed at $127/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
785 Oakleaf Plantation Parkway 833, Orange Park, FL 32065Listed by THE LEGENDS OF REAL ESTATESep 2026$178,000$1173/21,5214730.1
785 Oakleaf Plantation Parkway 533, Orange Park, FL 32065Listed by MARGANON REAL ESTATE FIRMJun 2026$187,000$1233/21,5211250.1
722 Crystal Way, Orange Park, FL 32065Listed by MARK SPAIN REAL ESTATEAug 2026$185,000$1282/2.51,44080.2
339 Sunstone Court, Orange Park, FL 32065Listed by MARK SPAIN REAL ESTATEJul 2026$185,000$1283/2.51,440120.2
4220 Plantation Oaks Boulevard 1813, Orange Park, FL 32065Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$155,000$1053/2.51,47560.5
4220 Plantation Oaks Boulevard 1811, Orange Park, FL 32065Listed by WATSON REALTY CORPJul 2026$199,900$1253/2.51,5962200.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$170,000
Price / Sq Ft$127
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,339
Acres0.01 acres
Year Built2006
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryPlantation Oaks
MiddleOakleaf Jr High

Community Information

Address785 Oakleaf Plantation Parkway 914, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionThe Preserve At Oakleaf Plantation
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size435.6 sq ft
Parcel Number12042400786902600
ZoningResidential

Amenities

AmenitiesBasketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Management - Full Time, Park, Playground, Tennis Court(s), Trash
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPorch, Screened
RoofShingle
ConstructionBrick Veneer, Frame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 21, 2026
Days on Market56
HOA Fees$468 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds
Tax Amount$2,439.1
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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