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Active Under Contract

Active Under Contract·61 days on market

785 Oakleaf Plantation Parkway 914

Orange Park, FL 32065

$170,000$127/sqftEst. $864/moMLS# 2146426

Beds

Baths

1,339

Sq Ft

2006

Built

—

Garage

Pool

About this home

Orange Park

Multiple offers received, all offers due by 07/15/26 at 7 PM. Completely remodeled ground level end unit, this 2BR/2BA condo offers tons of upgrades w/ no deferred maintenance. Features include 12MM luxury vinyl plank flooring throughout, fresh Sherwin Williams paint, LED recessed lighting, upgraded Boho style fixtures & renovated kitchen w/ white shaker cabinets, quartz countertops, tile backsplash, undermount sink, Delta faucet & stainless appliances. Both bathrooms have been updated w/ custom vanities, quartz counters, new toilets & upgraded Delta shower systems. Primary bath features oversized walk in shower w/ Daltile tile & custom linear drain. Additional upgrades include champagne bronze hardware throughout, new patio door rollers/track & HVAC replaced in 2024. Enjoy maintenance free living w/ access to 2 resort style pools, fitness centers, tennis, basketball, soccer fields, playgrounds & walking trails, minutes from Oakleaf Town Center shopping, restaurants & grocery stores.

Cost to own

Mortgage calculator

Home Price

$170,000

Down Payment: 20%

$34,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$864

Principal & Interest: $864

Property taxes (est.): $261

Insurance (est.): $113

Estimated Total Monthly

$1,238

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$864

Property taxesest. at asking price, Clay County$261

HOAbilled monthly$468

Estimated total, before insurance$1,593/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$166,377	$65,764	—
2024	$165,715	$63,204	—
2023	$165,848	$59,907	—
2022	$137,420	$56,706	—
2021	$103,599	$53,599	—
2020	$103,729	$53,729	—

2025 property taxes (current owner): $2,439/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,760 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 18, 2026Active Under Contract$170,000
Jul 9, 2026Price change$170,000−$5,000
May 21, 2026Listed$175,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$170,000

Price / Sq Ft$127

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,339

Acres0.01 acres

Year Built2006

TypeResidential

Sub-TypeCondominium

StatusActive Under Contract

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPlantation Oaks

MiddleOakleaf Jr High

HighOakleaf High School

Community Information

Address785 Oakleaf Plantation Parkway 914, Orange Park, FL 32065

Area139-Oakleaf/Orange Park/NW Clay County

SubdivisionThe Preserve At Oakleaf Plantation

CityOrange Park

CountyClay

StateFL

Zip Code32065

Lot Size435.6 sq ft

Parcel Number12042400786902600

ZoningResidential

Amenities

AmenitiesBasketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Management - Full Time, Park, Playground, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAssigned, Guest