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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 31, 2026·0 days on market·Recent sales in Jacksonville

3943 St Isabel Drive E

Jacksonville, FL 32277

$182,000sold priceListed at $182,000 · 100% of asking$129/sqftMLS# 2157977
3
Beds
2.5
Baths
1,406
Sq Ft
1985
Built
2
Garage
No
Pool
No HOA11,326 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Great one story property in Arlington. 3bd 2bath. Close to grocery shopping.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,008
Property taxesest. at asking price, Duval County$297
Estimated total, before insurance$1,305/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$862/yr · $72/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$182,000
$36,400
Loan Term
Monthly Payment
$1,008
Principal & Interest: $1,008
Property taxes (est.): $297
Insurance (est.): $121
Estimated Total Monthly
$1,427
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $862/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 31, 2026Listed$182,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $129/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5447 Selton Avenue, Jacksonville, FL 32277Listed by MAXREV, LLCSep 2026$280,000$1823/2.51,53690.5
5414 Coppedge Avenue, Jacksonville, FL 32277Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$298,000$1753/31,7001510.6
3517 Cesery Boulevard, Jacksonville, FL 32277Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$292,000$1763/21,6602400.7
4600 Cape Elizabeth Court E, Jacksonville, FL 32277Listed by FRESH START REALTYSep 2026$341,000$2023/21,690291
6204 Diane Road, Jacksonville, FL 32277Listed by WATSON REALTY CORPSep 2026$304,000$1763/21,7301151
6119 Shetland Road, Jacksonville, FL 32277Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$256,000$1903/21,345381.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$182,000
Price / Sq Ft$129
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,406
Acres0.26 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address3943 St Isabel Drive E, Jacksonville, FL 32277
Area041-Arlington
SubdivisionArlington
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size11,325.6 sq ft
Parcel Number1089420205

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingGarage

Interior

AppliancesElectric Oven
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJuly 31, 2026
Days on Market0
Tax Amount$862.32
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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