Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Sold

Sold·Closed May 27, 2026·1 day on market

54123 Lisa Drive

Callahan, FL 32011

$380,000sold priceListed at $380,000 · 100% of asking$257/sqftMLS# 2140173
3
Beds
2
Baths
1,481
Sq Ft
2000
Built
2
Garage
No
Pool
No HOA0.88 acresSingle Family Residence1 story

About this home

Callahan

Beautiful brick home that has been maintained with all the records. In 2024 garage storage cabinets, wooden privacy fence,18x9 above-ground pool, paver patio and fire pit were all installed and the septic tank was pumped and a new sump pump also installed. In 2023 interior paint, updated kitchen and laundry appliances. In 2022 a new roof was installed. 2018 is the HVAC. Even more amazing, there's a whole house generator with underground 250-gallon propane tank with transferable warranty. A large shed in the backyard for all your lawn equipment and more. A pergola overlooks the pool. The bedrooms have gorgeous parquet flooring. Vaulted ceilings with a hip roof. Big, covered front porch. Primary bath is walk-in and handicap accessible. Doorways are wheelchair accessible. Back porch is covered. Room to park a boat or small RV.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,105
Property taxesest. at asking price, Nassau County$525
Estimated total, before insurance$2,629/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,616/yr · $301/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$380,000
$76,000
Loan Term
Monthly Payment
$2,105
Principal & Interest: $2,105
Property taxes (est.): $525
Insurance (est.): $253
Estimated Total Monthly
$2,883
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,506 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $345,000 in July 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$295,008$225,178—
2024$279,587$218,124—
2023$246,677$246,677—
2022$198,262$13,854—
2021$172,513$10,523—
2020$146,193$8,990—

2025 property taxes (current owner): $3,616/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $257/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
54376 Lisa Drive, Callahan, FL 32011Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$379,000$2633/21,44020.3
54052 Dornbush Road, Callahan, FL 32011Listed by INTEGRITY KEY REALTY LLCJun 2026$158,000$963/21,647700.3
54230 Heller Road, Callahan, FL 32011Listed by EXP REALTY LLCSep 2026$375,000$2143/2.51,7503320.4
54591 Dornbush Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$254,000$1953/21,305280.5
540316 Lem Turner Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$245,000$1633/21,5003000.6
540324 Lem Turner Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCApr 2026$247,000$1653/21,5001760.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$380,000
Price / Sq Ft$257
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,481
Acres0.88 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address54123 Lisa Drive, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionLee Stoner Shores
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size38,332.8 sq ft
Parcel Number371N25296C00170010

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingGarage, RV Access/Parking

Interior

Interior FeaturesCeiling Fan(s), Central Vacuum, Eat-in Kitchen, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryIn Unit, Sink
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard, Privacy, Wood
RoofShingle
ConstructionBrick
Other StructuresShed(s)

Additional Information

Date ListedApril 15, 2026
Days on Market1
Tax Amount$3,616.1
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines